Phillipsburg, NJ Office

Valley National Advisers Inc. provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), retirement plans, trusts, estates, charitable organizations and corporations. The firm manages portfolios on an individualized, primarily discretionary, asset‑allocation basis and also offers estate analysis, retirement plan consulting, private fund due diligence, and optional cash‑management solutions such as Flourish Cash.

The firm implements strategies using third‑party platforms and tools (including Morningstar, Tamarac and 55ip) and may allocate assets to independent managers or to JPMorgan sub‑advisory Direct Indexing strategies for customization and tax‑loss harvesting. VNA discloses the use of tax‑aware trading signals, the potential inclusion of cryptocurrency exposure (generally via ETFs), and the use of AI and cybersecurity controls as part of its advisory process.

VNA is affiliated with a cluster of related businesses — an affiliated FINRA broker‑dealer (Valley National Investments), an affiliated insurance agency (Valley National Indemnity), an affiliated accounting firm (Valley National Services), and a minority ownership interest in National Advisors Holdings/National Advisors Trust — and may make recommendations or facilitate commission‑based transactions or trust services through these affiliates while noting clients are under no obligation to use them. Those affiliations with broker‑dealer, insurance, accounting and banking/trust entities are less common among multi‑team advisers, so the firm’s ADV highlights related conflicts of interest and the client’s ability to choose unaffiliated implementation providers.