Valley Oak Investment Strategies LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$32,027,454
Clients
209
Advisors
3
across 2 offices
About
Valley Oak Investment Strategies provides comprehensive financial planning, consulting, investment management, and retirement plan consulting to business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and offers both full financial plans and single-topic consulting engagements alongside ongoing portfolio oversight.
The firm develops customized plans through client interviews and maps client objectives to model portfolios and third‑party sub-advisers, using tools from the Altruist Model Marketplace and other platforms to implement strategies. Valley Oak typically seeks discretionary authority for portfolio implementation, monitors sub-advisers for adherence to chosen strategies, and rebalances portfolios as needed to maintain intended allocations.
Noteworthy operational features disclosed in the brochure include affiliations that are less common for similar-sized firms: advisory personnel are licensed insurance professionals and the firm has a relationship with a broker‑dealer, arrangements the brochure identifies as creating potential commission‑based conflicts of interest. The firm also maintains institutional relationships with platform providers (including a recently established relationship with Betterment and participation in Altruist’s Model Marketplace and Altruist One program), giving it access to third‑party model portfolios, tax‑management tools, and platform benefits not always available at peers.
Client services
Expertise
Occupation focus
Fee options
0% to 2.00% annually (negotiable, may aggregate assets for lower fee)
Commission-based compensation from insurance sales through licensed insurance professionals affiliated with the firm and commission for securities transactions by Mr. Kehoe as registered representative of a broker-dealer
Financial consulting at $400/hour
Fee-only: Financial planning fixed fees ranging from $5,000 to $100,000 (negotiable)
Main office
See office6011 Stadium Drive
Kalamazoo MI 49009
Advisors at this office
2
Offices (2)
Most active in
Florida · Louisiana · Michigan
Also doing business as
Kehoe Financial Services, LLC · Paladin Wealth Services · Valley Oak Investment Strategies LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Matthew R
CFP®, Series 63
Kalamazoo, MI
Valley Oak Investment Strategies LLC
Matthew Rzepka is a CFP® professional with 19 years of industry experience, currently serving as the sole advisor at Valley Oak Investment Strategies LLC in Kalamazoo, MI. His prior experience includes roles at Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Outside of advisory work, he is a part-owner of a Zoup franchise in Kalamazoo. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to a range of clients including business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning and uses customized plans that integrate model portfolios and third-party sub-advisers, maintaining ongoing portfolio oversight and discretionary authority for implementation.
Matthew C
Series 66
Ave Maria, FL
Valley Oak Investment Strategies LLC
Matthew Chlopek is a financial advisor at Valley Oak Investment Strategies LLC with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill and Fidelity Investments. He is also licensed as an insurance agent. Valley Oak Investment Strategies provides investment management, comprehensive financial planning, and consulting services primarily to business owners, families, and institutional retirement plans. The firm uses model portfolios, sub-advisers, and a model marketplace, and offers retirement plan consulting along with fiduciary services.
Philip K
Series 63, Series 65
Kalamazoo, MI
Valley Oak Investment Strategies LLC
Philip Kehoe is a financial advisor with 16 years of industry experience, currently serving at Valley Oak Investment Strategies LLC. He holds Series 63 and Series 65 licenses and has previously worked with Kingswood Capital Partners, Financial Gravity Family Office Services, Forta Financial Group, and Cambridge Investment Research. Kehoe is also the owner of Kehoe Financial Services. Valley Oak Investment Strategies provides financial planning, consulting, investment management, and retirement plan consulting to business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and utilizes third-party model portfolios and platform tools to implement customized investment strategies.
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