Valor Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Valor Advisors serves ultra‑high net worth families, with a primary client base domiciled in Latin America, providing portfolio management, investment consulting, business and transactional consulting, and consolidated reporting for family and entity accounts. The firm does not target lower‑net‑worth retail individuals and offers both discretionary and non‑discretionary arrangements depending on client preference.
Valor’s investment process emphasizes fundamental analysis and a long‑term buy‑and‑hold orientation, applied across global equity, global fixed‑income and emerging‑markets strategies, and supplemented as needed with private placements, structured products, and alternative vehicles. Although the firm offers discretionary management, a substantial portion of assets are managed on a non‑discretionary basis; certain discretionary relationships are instead compensated using performance‑based arrangements subject to internal oversight.
Distinctive features include a large non‑U.S. client concentration centered in Latin America and an uncommon tilt toward non‑discretionary assets, which affects how recommendations are implemented compared with many peers. The firm’s owners also control an affiliated insurance entity, creating potential conflicts when insurance products are recommended, and Valor operates a relatively small advisory team relative to its multibillion‑dollar asset base while generally not offering standalone financial planning.
Client services
Expertise
Occupation focus
Fee options
Fixed fees negotiated for consulting services based on complexity and scope.
$0 - $50,000,000: 1.0% annually $50,000,000+: 0.75% annually
Insurance products sold through affiliate Valor Ins. generate commissions to associated persons; commissions vary by product type, carrier, and structure.
Performance fee charged only if prior year performance is at least 4%; up to 0.35% additional fee if performance is 4%–7%; up to 0.70% additional fee if performance is 7% or more; fees payable annually in January following calendar year end.
Statement consolidation services fees based on asset value, charged monthly or quarterly; rate and frequency negotiated with client.
Minimum fee: Minimum amount may be required for fixed fee or minimum quarterly fee for non-discretionary management or consulting services, amount depends on service complexity and negotiated with client. Fee-only: Fixed fees negotiated for consulting services; administrative fee as a negotiated percentage of disbursement amount; statement consolidation fees negotiated based on assets, number of accounts, and reporting frequency.
Main office
1441 Brickell Avenue, Suite 1500
Miami FL 33131
Advisors at this office
3
Most active in
Florida · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Francisco S
Series 63, Series 65
Miami, FL
Valor Advisors LLC
Francisco Secada is a financial advisor at Valor Advisors LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Valor Advisors and its affiliated entities since 2014. Outside of his primary advisory role, he serves as a director at BD Capital Sociedad Administradora de Fondos de Inversion S.A.C. in Lima, Peru. Valor Advisors serves ultra-high net worth families, primarily in Latin America, providing portfolio management, investment consulting, and business consulting with a focus on fundamental analysis and a long-term buy-and-hold investment approach. The firm offers both discretionary and non-discretionary arrangements, maintaining a distinctive client base and investment approach.
Gonzalo M
Series 63, Series 65
Miami, FL
Valor Advisors LLC
Gonzalo Mendoza is a financial advisor at Valor Advisors LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Valor Advisors since 2014, including roles at related entities Valor Capital Management LLC and Valor Ins. LLC. Valor Advisors provides discretionary and non-discretionary portfolio management, investment consulting, business transaction advice, and consolidated reporting services. The firm serves ultra-high net worth families in Latin America, high-net-worth individuals, trusts, estates, charitable organizations, and corporate entities, emphasizing fundamental analysis and a long-term buy-and-hold investment approach tailored to each client’s financial profile.
Claudia T
Series 66
Miami, FL
Valor Advisors LLC
Claudia Teran is a financial advisor at Valor Advisors LLC with 12 years of industry experience. She holds a Series 66 designation and has worked at Valor Advisors since 2017, following three years at HSBC Private Bank (USA). Valor Advisors provides discretionary and non-discretionary portfolio management, investment consulting, business transaction advice, and consolidated reporting services. The firm serves ultra-high net worth families in Latin America as well as high-net-worth individuals, trusts, estates, charitable organizations, and corporate entities, emphasizing fundamental analysis and a primarily long-term buy-and-hold investment approach.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)