Value Financial Services Corp.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Value Financial Services provides discretionary investment management and comprehensive financial planning to individuals, high net worth persons, trusts, estates and small businesses. Services described in the brochure include customized portfolios composed of individual stocks, bonds, mutual funds, ETFs and options, together with ongoing advisory coordination with clients’ accountants and attorneys.
The firm emphasizes continuous personal contact and a bespoke, long-term oriented strategy while retaining the flexibility to rebalance or trade positions held less than one year when market conditions or client objectives warrant. Its planning process is presented as an eight-step, solution-focused approach — including monthly cash-flow and budgeting analysis, implementation, periodic review and an estate-planning guide — and the advisor implements client-imposed investment restrictions (for example exclusions of tobacco, firearms or penny stocks).
Noteworthy for a solo independent adviser, the brochure discloses an affiliation with a mortgage brokerage and notes the advisory practice originated to serve mortgage clients, a background that can affect client relationships and referral patterns. The firm reports managing approximately $9.65 million in client assets across a small number of accounts, permits supervised persons to trade the same securities as clients under a Code of Ethics, and includes covered-options and ADR strategies in its investable universe — features that are less common among similarly sized single-advisor firms.
Client services
Expertise
Fee options
1% of assets at the beginning of the year, paid yearly at end of the year
Account minimum: $500.00 minimum Minimum fee: $500.00 minimum
Main office
Chelmsford MA
Advisors at this office
1
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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