A complete list of active advisors currently associated with VanderHeiden Financial

Warmer can help you find a great advisor at VanderHeiden Financial or one who fits your needs even better.

VanderHeiden Financial is a solo independent advisory firm serving individuals, trusts, estates, pension and profit‑sharing plans, and small business entities. It provides written financial planning, recommendations and monitoring of third‑party investment advisers, and facilitates insurance product sales alongside its advisory services; the firm reports approximately $9.5 million in client assets across about 41 clients. The firm operates on a primarily non‑discretionary basis and typically places clients with a recommended third‑party manager that handles portfolio management and trading. That recommended manager uses a fund‑of‑funds structure and applies Modern Portfolio Theory and the Fama‑French three‑factor model, while the firm focuses on asset allocation, tax efficiency, rebalancing and ongoing client reviews. What distinguishes the firm from many peers is its combination of advisory work with insurance brokerage activity — the principal is a licensed insurance agent and the firm receives commissions from insurance product sales, including annuities sold in a separate capacity — and its acceptance of pension/profit‑sharing plan clients. The firm’s model relies on a co‑adviser arrangement in which the third‑party manager performs trading and custodian functions and retains the ability to restrict frequent changes in investment objectives, and the adviser itself does not exercise discretionary trading authority.

To learn more about the advisors currently working at VanderHeiden Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.