Vaughan Investment Advisors, LLC

Vaughan Investment Advisors, LLC provides ongoing investment supervisory services to individual and high‑net‑worth clients, developing individualized Investment Policy Statements and implementing discretionary portfolio management across mutual funds, equities, bonds, ETFs, third‑party money managers, REITs and insurance products including annuities and government securities. Clients receive regular portfolio monitoring and monthly custodian reports as part of the service.

The firm relies primarily on fundamental analysis for stock selection and combines long‑term and short‑term trading with active options strategies, including deep‑in‑the‑money LEAPs, covered calls, spreads and occasional naked positions to manage risk and generate income. Model allocations in the brochure emphasize broad ETFs (SPY/QQQ), large‑cap technology holdings, treasuries, gold and option overlays, with implementation tailored to each client’s documented risk profile.

Distinctive features disclosed in the brochure include an affiliation with an insurance business and the offer of commissionable insurance products and annuities (with a named insurance custodian used for annuity transactions), which the firm acknowledges can create conflicts and says clients are free to choose other providers. The firm also accepts performance‑based fees for qualifying high‑net‑worth investors and discloses that it manages both performance‑based and non‑performance‑based accounts, describing procedures to address the potential conflicts that practice creates.