Vector Financial Solutions, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$64,332,803
Clients
127
Advisors
3
of 3 employees
About
Vector Financial Solutions serves individuals (including high‑net‑worth clients) as well as corporations, charities, and pension and profit‑sharing plans, providing comprehensive financial planning, ongoing portfolio management, and retirement‑plan consulting. Its financial planning engagements result in a written plan after interviews or questionnaires, and portfolio management is offered on a discretionary or non‑discretionary basis tailored to individual objectives.
The firm constructs client portfolios using modern portfolio theory and a set of model portfolios, with the option to design a unique model for specific needs, and may adopt a defensive approach depending on market conditions; portfolios are monitored and rebalanced as needed and model portfolios receive monthly reviews by the firm’s compliance function. Clients receive written financial plans and at least quarterly custodian statements, and the firm documents client goals and any investment restrictions before implementing strategies.
Compared with many small advisers, Vector’s client mix explicitly includes pension/profit‑sharing plans and other business entities—services that include ERISA non‑fiduciary and discretionary plan support and are less common among peers. The firm participates in an institutional custodian program that provides trading and practice‑support services, discloses that its principal is a licensed insurance agent who may earn commissions on insurance sales, and does not vote client proxies (proxy materials are sent directly from the custodian).
Client services
Expertise
Fee options
$500 to $7,500 for financial planning services
$0 - $100,000: 1.50% $100,001 - $500,000: 1.35% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.95% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.30%
$150 per hour
Account minimum: $250,000
Main office
139 East 3rd Ave
Escondido CA 92025
Advisors at this office
3
Most active in
Arizona · California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
J E
Series 63, Series 65
Escondido, CA
Vector Financial Solutions, Inc.
J Everhart is a financial advisor at Vector Financial Solutions, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses. His work history includes positions at Prudential Insurance Company of America, Pruco Securities, LLC, California Health Benefit Exchange, and the LPL Enterprise. Outside of advising, he is a partner at Everhart Hospitality. Vector Financial Solutions serves individuals, corporations, charities, and pension and profit-sharing plans by providing comprehensive financial planning, portfolio management, and retirement-plan consulting. The firm uses modern portfolio theory and model portfolios tailored to client objectives and includes services for ERISA plans and business entities.
David W
CFP®, Series 63, Series 65
Escondido, CA
Vector Financial Solutions, Inc.
David Wilson is a CFP® professional with 39 years of industry experience, currently serving as president of Vector Financial Solutions, Inc. He previously worked at Sagepoint Financial, Inc. and National Planning Corporation. Outside of his advisory role, he writes educational articles and blog posts on financial planning topics and serves on the Rancho Bernardo Community Planning Board as well as the Palomar Health Foundation Board, where he is Treasurer. Vector Financial Solutions serves individual and high-net-worth clients, corporations, charities, and pension and profit-sharing plans. The firm provides comprehensive financial planning, portfolio management using model portfolios based on Modern Portfolio Theory, and retirement plan consulting, offering both discretionary and non-discretionary management services.
Mark L
Series 63, Series 66
Escondido, CA
Vector Financial Solutions, Inc.
Mark Lamb is a financial advisor at Vector Financial Solutions, Inc. with 32 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various firms including Royal Alliance Associates, INC. and Double Diamond Financial. Outside of his advisory role, he is involved in health insurance sales through Alta Vista Insurance. Vector Financial Solutions serves individuals, including high-net-worth clients, as well as corporations, charities, and pension and profit-sharing plans, offering financial planning, portfolio management, and retirement-plan consulting. The firm uses modern portfolio theory and model portfolios tailored to client objectives, with services extending to ERISA plan support that is less common among similar-sized advisers.
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