Vector7 Capital

Vector7 Capital is a newly registered, fee‑only investment adviser with no assets under management at the time of its initial filing. The firm offers discretionary and non‑discretionary portfolio management, comprehensive and modular financial planning (including flat‑fee and subscription options), and ERISA retirement plan advisory services.

The firm tailors investment programs to each client’s objectives and uses a mix of fundamental and technical analysis, asset allocation, quantitative methods and enterprise‑grade AI tools to support research and drafting (AI is not used to generate trade orders). Portfolios are constructed across diversified core ETF/mutual fund strategies, income‑oriented, balanced, aggressive growth and ESG approaches, with ongoing monitoring and at least quarterly reviews.

The brochure highlights several features that are less common for a newly registered adviser: it explicitly offers ERISA pension consulting and can serve as an ERISA 3(21) investment fiduciary or a 3(38) discretionary investment manager; it provides multiple planning fee structures including a $500 Financial Wellness session and hourly consulting at $200 per hour; and it discloses an ownership affiliation with a third‑party administrator that may be recommended for plan recordkeeping, with the firm’s policy to disclose and manage that potential conflict to plan sponsors. The firm also identifies a broad client base in its brochure—individuals (including high‑net‑worth and non‑HNW), charitable organizations, corporations and plan sponsors—while stating it does not accept sales‑based compensation or performance‑based fees.