Venn Wealth & Benefit Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Venn Wealth & Benefit Services is a small, independent, fee-based registered investment adviser that serves individuals, high-net-worth clients, trusts and retirement plans; the firm provides portfolio management, retirement-plan consulting and financial planning across roughly 130 client relationships with about $32 million in assets under management. The firm offers both discretionary and non-discretionary services and provides an initial consultation at no charge.
Venn builds globally diversified portfolios and may use unified managed accounts and pre‑selected model allocations to implement tailored strategies, while treating cash as an asset class and periodically rebalancing as client circumstances or market conditions require. The firm also provides ERISA fiduciary services to plan sponsors, including plan design, investment due diligence, vendor searches, fee benchmarking and participant education.
Distinctive features include that Venn and some of its associated persons operate as licensed insurance agents and an insurance brokerage, and may receive commissions for insurance sales in addition to advisory fees — a conflict of interest the firm discloses and addresses through its policies and disclosures. The firm has a regulatory disclosure: on January 9, 2025 it entered a Consent Agreement with the Commonwealth of Pennsylvania, Department of Banking and Securities concerning the absence of written procedures for leveraged/inverse ETFs and an administrative assessment of $20,000; it also reports the use of standing letters of authorization for a subset of clients (deemed custody) for certain accounts.
Client services
Expertise
Occupation focus
Fee options
Financial planning typically ranges from $1,000 to $2,500 depending on complexity
$0 - $500,000: .20% to 1.20% $500,000 - $1,000,000: .20% to 1.00% $1,000,000 - $2,000,000: .20% to .85% $2,000,000+: .15% to .70%
Hourly fees offered for advisory services, specific amounts not always stated
Account minimum: $50,000 Fee-only: Hourly fees for limited scope advice, $1,000 to $2,500 for financial planning engagements
Main office
See office210 E. Plank Road, Ste 1 C
Altoona PA 16602
Advisors at this office
3
Offices (2)
Most active in
Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Joseph Z
Series 65
Altoona, PA
Venn Wealth & Benefit Services, LLC
Joseph Zappia is a financial advisor at Venn Wealth & Benefit Services, LLC with 9 years of industry experience. He holds a Series 65 designation and has worked at Venn Financial Solutions and Venn Wealth & Benefit Services since 2016. Outside of his advisory role, Mr. Zappia owns and operates Zappia Insurance, an insurance business established in 2005, and runs Zappia Multi-Media, where he works as a cinematographer and video editor. Venn Wealth & Benefit Services is an independent, fee-based Pennsylvania registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, and ERISA-qualified plans. The firm manages discretionary and non-discretionary accounts using unified managed accounts, model allocations, and third-party managers, while also offering ERISA fiduciary services to plan sponsors.
Robert K
CFP®, Series 63, Series 65
Altoona, PA
Venn Wealth & Benefit Services, LLC
Robert Knox is a CFP® with 36 years of experience in financial planning and advisory services. He is affiliated with Venn Wealth & Benefit Services, LLC, where he has worked since 2008, and previously operated Knox Financial from 2005 to 2016. Outside of his advisory role, Mr. Knox owns and operates Venn Financial Solutions, a business offering insurance and financial planning services. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser serving individuals, trusts, and ERISA-qualified plans. The firm provides portfolio management, financial planning, and retirement plan consulting, utilizing unified managed accounts, pre-selected model allocations, and third-party manager recommendations.
Michael S
Series 63, Series 66
Altoona, PA
Venn Wealth & Benefit Services, LLC
Michael Schultz is a financial advisor at Venn Wealth & Benefit Services, LLC with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Venn Wealth since 2004. In addition to his advisory role, Mr. Schultz is licensed to sell insurance as an independent agent, dedicating up to 10% of his time to this activity. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, and ERISA-qualified plans. The firm manages both discretionary and non-discretionary assets and employs unified managed accounts and pre-selected model allocations, with ongoing supervision and quarterly reviews.
Christian H
Series 63, Series 66
Pittsburgh, PA
Venn Wealth & Benefit Services, LLC
Christian Halas is a financial advisor with Venn Wealth & Benefit Services, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Venn Wealth since 2006 and also owns Halas Consulting, a separate business offering insurance planning and tax preparation. Additionally, Mr. Halas has provided fitness training to individuals for over 10 years on a part-time basis. Venn Wealth & Benefit Services is an independent, fee-based Pennsylvania registered investment adviser serving individuals, trusts, and ERISA-qualified plans. The firm manages discretionary and non-discretionary portfolios using unified managed accounts, model allocations, and third-party managers, while also offering ERISA fiduciary services to plan sponsors.
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