Vertical Wealth Management

Vertical Investments, LLC dba Vertical Wealth Management provides discretionary asset management, financial planning, ERISA 3(21) retirement‑plan advisory and fee‑based insurance consulting, and acts as a liaison to third‑party managers and sub‑advisors. The firm’s Form ADV lists services for individuals, high‑net‑worth clients and retirement plans, but its most recent ADV shows no client assets under management.

The firm delegates model implementation and day‑to‑day trading to sub‑advisors and third‑party managers and may subscribe to model marketplaces, while using fundamental, technical, charting and cyclical analysis and a written investment policy statement to tailor portfolios. Vertical Wealth Management conducts periodic reviews of accounts and discloses that it receives referral compensation and ongoing liaison services when placing clients with third‑party managers.

Distinctive aspects include its solo‑practitioner structure operating multiple business lines: the principal maintains an affiliated tax advisory entity and is a licensed insurance agent, and the firm provides fee‑based insurance consulting in addition to advisory services. It also discloses potential conflicts from insurance commissions and referral fees, does not generally vote client proxies, and maintains relationships with a range of third‑party platforms and sub‑advisors despite reporting zero AUM on the ADV.