Vessel Wealth Advisors LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Vessel Wealth Advisors LLC provides fee‑based portfolio management, financial planning, and pension consulting to individuals, high‑net‑worth clients, and retirement plans, overseeing roughly 36 client relationships with about $32 million in assets under management. Services include ongoing discretionary and non‑discretionary portfolio management, one‑time and negotiated financial plans (including estate, gift, and wealth‑transfer planning), and standalone pension consulting for employer‑sponsored plans.
The firm’s investment process emphasizes modern portfolio theory implemented through risk‑based model allocations and may incorporate technical analysis; for clients in the distribution phase it employs a time‑segmented (liability‑matched) withdrawal strategy that can use defined‑maturity ETFs. Vessel Wealth uses the Altruist custodial and model marketplace tools, requires telephone trade instructions, provides non‑discretionary advice on held‑away employer retirement accounts, and counsels clients on securities‑based lending without originating loans.
What distinguishes the firm from many peers is its combination of pension consulting with close ties to accounting and insurance activities: the firm’s principal is a Certified Public Accountant and also an independent licensed insurance agent, a structure the brochure discloses as a potential conflict managed in client files. The firm also discloses several practice choices that affect billing and conflicts — it excludes held‑away and client‑directed private securities from billable assets, documents the fee conflict tied to borrowing against pledged portfolios, and makes Altruist platform subscription and model marketplace fees available to clients as separate charges.
Client services
Expertise
Fee options
Fixed fees for financial planning generally between $400 and $3,500 (negotiable); based on hourly rate and complexity
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.65% $5,000,001+: 0.50%
$200 per hour (negotiable)
Altruist One subscription fee: 0.01% per month (0.12% annualized) of average daily balance; minimum $1.00 per month for accounts under $10,000
Main office
Portland OR
Advisors at this office
1
Most active in
Oregon · Washington
Also doing business as
Vessel Wealth Advisors LLC · Volt Wealth Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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