Vested Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Vested Financial Planning, LLC is an SEC‑registered independent advisory firm that serves a small roster of individual, high‑net‑worth, and business clients, managing roughly $157 million for about 37 clients. The firm offers ongoing portfolio management, comprehensive and project financial planning, employee equity planning, held‑away account management, and educational seminars.
The firm primarily constructs passive, multi‑asset portfolios grounded in modern portfolio theory while also applying fundamental analysis and, when appropriate, engaging outside managers for sub‑advisory services. It manages held‑away retirement and other accounts through a third‑party provider (Pontera) to implement allocation changes using client online access (credentials are not retained by the firm), and includes those held‑away assets in its reporting of assets under management.
Noteworthy features include a relatively high asset‑per‑client profile and an account minimum policy that ties comprehensive planning inclusion to larger relationships, which may affect the mix of services offered to individual clients. The brochure also discloses operational and compliance specifics that differ from many peers — for example, circumstances in which the firm is deemed to have constructive custody (third‑party standing letters of authorization and fee withdrawals) and the firm’s related persons may trade in securities that are recommended to clients — items prospective clients may wish to review in the full disclosure.
Client services
Expertise
Occupation focus
Fee options
Fixed fee Financial Planning generally between $10,000 and $50,000, negotiable.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $15,000,000: 0.70% $15,000,001 - $25,000,000: 0.60% $25,000,001+: 0.50%
$500 per hour for onboarding services if investment management agreement initiated but assets under $3,000,000.
Account minimum: $3,000,000 Fee-only: Comprehensive Financial Planning ongoing annual fee between $10,000 - $50,000, paid quarterly in advance; Fixed fee Financial Planning generally between $10,000 and $50,000; Employee Equity Planning annual fee between $1,000 - $50,000, paid quarterly in advance; $500 per hour onboarding fee if investment management initiated but assets under $3,000,000.
Main office
San Carlos CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Vested Financial Planning · Vested Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")