VG Financial Consulting, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
VG Financial Consulting, LLC serves individuals, families, and other financial professionals, including executives with stock-based compensation, focusing on clients who may not meet typical asset thresholds for traditional wealth managers. The firm offers financial organizing, comprehensive planning, implementation coaching, and consulting rather than investment account management.
The firm’s work emphasizes producing actionable plans and guiding clients through implementation, including coordination with a client’s existing investment manager or accountant when desired. Its planning process can include asset allocation, portfolio construction recommendations, tax and estate considerations, and specialized analyses such as stock option modeling and cost-basis research.
Distinctively, the firm does not manage client assets and does not use percentage-of-assets-under-management fee arrangements; instead, it delivers advice and implementation support through hourly, packaged, and periodic ongoing engagements. VG Financial Consulting also provides concierge implementation assistance and concentrates on a relatively small, focused client base with specialized needs around concentrated equity and executive compensation.
Client services
Expertise
Occupation focus
Fee options
Comprehensive financial planning packages offered as flat fees with ranges: Standard ($5,000 - $15,000), Enhanced ($6,000 - $18,000), Premier ($7,500 - $30,000); ongoing relationship fees include $100/year, $300/year, or $1,200/year options.
$300 per hour with a five (5) hour minimum for a la carte services; additional hourly billing at $300/hour for services beyond comprehensive packages and for updates.
Fee-only: Hourly rate of $300/hour with a five (5) hour minimum ($1,500 minimum billing) for a la carte services; comprehensive financial planning packages ranging from $5,000 to $30,000 based on package complexity; ongoing relationship fees of $100/year, $300/year, or $1,200/year depending on service option.
Main office
Lafayette CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Gospodarek, Valerie Joan · Vg Financial Consulting, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)