Vincent C. Lucas, C.P.A., P.C.

The firm provides personalized financial planning and investment advisory services to individuals, small business pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. As a CPA-operated Registered Investment Adviser with an affiliated accounting practice, it also makes income tax preparation, forensic accounting, and insurance sales available through an affiliated entity, and manages approximately $2.13 million for nine clients with a single registered advisor.

The investment process begins with an interview and client questionnaire to establish goals, risk tolerance, and time horizon, and generally emphasizes long-term asset allocation, diversification, and periodic rebalancing. Recommendations focus on mutual funds, ETFs, individual equities and bonds (the firm does not employ options, leverage, or margin), and the firm offers both discretionary and non‑discretionary management with regular reviews of accounts.

The firm’s combination of CPA credentials and licensed insurance activity is atypical for an independent RIA: the principal holds accounting and life-and-health insurance credentials and spends roughly half of professional time providing tax preparation, insurance sales, and forensic accounting services, which clients may engage separately. Having operated as an RIA since 1991, the firm also emphasizes tax-conscious portfolio construction and close attention to investment expenses within its small, longstanding solo practice.