Vineyard Wealth Advisory LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$38,336,219
Clients
74
Advisors
2
of 2 employees
About
Vineyard Wealth Advisory is a small advisory firm managing roughly $39.5 million for about 74 individual clients, serving both high‑net‑worth and non‑HNW households. The firm provides portfolio management and financial planning services and also recommends and implements insurance products as part of its client offerings.
The firm generally operates on a non‑discretionary basis, working with clients to approve trades and implementations rather than exercising ongoing discretionary authority. It uses separately managed accounts and may employ borrowing within those accounts in certain situations.
Distinctive features include the firm’s integration of insurance business into its advisory activities: the brochure discloses a licensed insurance professional on the team, an affiliation with insurance activities, and that insurance sales generate separate commissions which may create conflicts of interest. The firm also discloses a prior FINRA regulatory action related to unauthorized same‑day discretion and describes a compliance structure with a designated chief compliance officer; its staff mix includes professionals with non‑traditional financial backgrounds such as nursing and emergency medical services.
Client services
Expertise
Occupation focus
Fee options
Insurance product commissions earned separately from advisory fees
Main office
Temecula CA
Advisors at this office
2
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Jared V
Series 65, Series 63
Temecula, CA
Vineyard Wealth Advisory LLC
Jared Valencia is a financial advisor at Vineyard Wealth Advisory LLC with Series 63 and Series 65 licenses and one year of industry experience. He has a background in healthcare and emergency services, having worked at Riverside University Health Systems since 2018 and American Medical Response from 2007 to 2017. Vineyard Wealth Advisory is a small firm managing approximately $39.5 million for around 74 clients, including both high‑net‑worth and non‑HNW households. The firm offers portfolio management and financial planning services, often operating on a non‑discretionary basis and integrating insurance products as part of its client solutions.
Paul V
Series 63, Series 65
Temecula, CA
Vineyard Wealth Advisory LLC
Paul Valencia is the sole advisor at Vineyard Wealth Advisory LLC in Temecula, CA, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has led Vineyard Wealth Advisory since 2015. Outside of his advisory role, he is involved in fee-based variable contract subaccount management without acting as the writing agent. Vineyard Wealth Advisory provides customized investment advisory and portfolio management services to individuals, high-net-worth clients, trusts, estates, and insurance company clients. The firm manages primarily non-discretionary assets using a blend of buy-and-hold and growth-oriented strategies, incorporating fundamental and technical analysis with ETFs, mutual funds, options, short sales, and margin borrowing. Its insurance affiliation and brokerage activities distinguish it from many independent advisory firms.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")