Virtual Investment Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,388,591
Clients
102
0% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
102
Very HighAverage account size
$229,300
About
Virtual Investment Planning provides wealth management, discretionary portfolio management, and financial planning to individuals and businesses, including retirement account advice for ERISA plans and IRAs. The firm reports managing about $23.7 million for roughly 102 clients, indicating its client base is concentrated in individual households rather than a heavy focus on high‑net‑worth relationships.
Investment decisions are built around customized, long‑term portfolios that use low‑cost mutual funds and ETFs, individual securities, and occasional use of independent managers; the advisor applies both fundamental and technical analysis and conducts ongoing monitoring and rebalancing. Financial planning is offered as standalone hourly, fixed‑fee, or ongoing engagements, and the firm may adjust holdings for tax, liquidity, or risk reasons as described in its due‑diligence and review processes.
A notable feature of the firm is its common‑control relationships with tax and accounting entities (Azodi CPA & Investments and RNA Accounting Partners) and an affiliated insurance agency (America’s Financial Center); these affiliations are disclosed in the brochure and the firm states such services are provided separately and may generate additional compensation. The brochure also discloses potential conflicts from those affiliations (including insurance commissions and separate accounting fees) and notes clients are under no obligation to use the affiliated services.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
General retirement planning
Retirement income strategy
Wealth management
College savings (529s, UTMA, etc.)
Fee options
Fixed fees ranging from $250 to $2,000 per financial planning engagement; negotiable
$0+: 0.50% annually +: up to 2.00% annually
Commission-based compensation earned from insurance sales through affiliated insurance agency America’s Financial Center; commissions are separate and in addition to advisory fees
$250 per hour
Quarterly ongoing financial planning fees ranging from $50 to $1,000, negotiable
Fee-only: Hourly rate of $250; Fixed fees ranging from $250 to $2,000; Quarterly ongoing financial planning fees from $50 to $1,000, all negotiable
Main office location
Virtual Investment Planning LLC
Gladstone MO, United States
Number of offices
4
Most active in
Virtual Investment Planning LLC has reported serving >5 clients in these states in the last 12 months.
Kansas · Missouri · Nebraska · Texas · Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")