Virtual Investment Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Virtual Investment Planning LLC provides wealth management, discretionary portfolio management, financial planning, and retirement account advice to individuals, high-net-worth clients, and businesses. The firm manages roughly $23.7 million for about 102 clients and implements portfolios using low-cost, diversified mutual funds and ETFs as well as individual stocks and bonds, with insurance consulting offered as part of its comprehensive services.
The firm’s investment process is primarily long-term focused and combines fundamental and technical analysis to construct and monitor client portfolios, while also permitting tactical changes or shorter-term trades when appropriate. VIP may use unaffiliated independent managers for portions of client assets, accepts client-imposed investment restrictions, and serves as a fiduciary for ERISA and IRA retirement accounts.
What is distinctive about the firm is that its principal maintains affiliated tax and accounting firms and an affiliated insurance agency, and recently added insurance consulting to its service suite, so clients may receive coordinated investment, tax, and insurance advice within the same advisory relationship. Those affiliations mean implementation of tax, accounting, or insurance services is separate and may generate additional compensation (including insurance commissions), a potential conflict of interest the firm discloses and that clients are not required to accept.
Client services
Expertise
Fee options
Fixed fee financial planning engagements ranging from $250 to $2,000
0.50% to 2.00% annually (negotiable)
Insurance products commissions earned by Advisory Persons through insurance professional activities, separate from advisory fees
$250 per hour for standalone financial planning services
Ongoing financial planning services fee ranges from $50 to $1,000 quarterly, negotiable
Fee-only: Hourly financial planning: $250/hour; Fixed fee planning: $250 to $2,000 per engagement; Ongoing planning: $50 to $1,000 quarterly, negotiable
Main office
Clayton MO, United States
Most active in
Kansas · Missouri · Nebraska · Texas · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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