Virtual Tax Planners

The firm serves individuals, high‑net‑worth individuals, private foundations, endowments, non‑profits, corporations, and other investment advisers, managing roughly $406,905 across eight client relationships. Its services include continuous investment management, both ongoing and project‑based financial planning, retirement plan consulting for employer sponsors, and tax preparation/consulting facilitated through an affiliated accounting and tax practice.

As a fee‑only adviser, it typically manages client accounts on a discretionary basis and emphasizes asset allocation and passive investing through mutual funds and ETFs in line with modern portfolio principles. The firm develops individualized plans based on goals, risk tolerance, and tax considerations, offers ongoing monitoring and reviews, and permits reasonable client‑imposed investment restrictions.

Distinctive features disclosed in the brochure include a formal affiliation with a separately operating accounting and tax preparation firm owned by the firm’s principal, which the firm may recommend to advisory clients (use is voluntary). For a solo independent adviser with a small client base, the firm’s offering of retirement plan consulting and regular educational seminars — together with the principal’s role as a CFP® instructor and philanthropic planning credentialing — highlights an unusual focus on tax, charitable, and employer‑plan matters.