Vision Wealth Advisory

Vision Wealth Advisory provides investment management, ERISA Section 3(21) and 3(38) retirement‑plan services, and related consulting and financial planning to institutions, employee‑sponsored retirement plans, charitable organizations, trusts, and similar entities, while also describing capabilities for individuals and high‑net‑worth clients in its brochure. The firm offers discretionary and non‑discretionary account supervision, sub‑advisory and third‑party manager arrangements, and consulting on topics such as estate planning, insurance, and annuities; its investment management services are typically billed as an asset‑based fee.

Investment implementation emphasizes strategic asset allocation among mutual funds (generally institutional share classes), cash, equities and fixed income, ongoing rebalancing, and the use of third‑party managers and model portfolios; the brochure describes the firm’s use of both fundamental and technical analysis and an “advance and protect” approach to adjust risk exposure. VWA outlines a due‑diligence process for selecting independent managers, monitors underlying holdings and performance, and seeks tax‑efficient positioning where appropriate.

Several features noted in the brochure distinguish the firm from many peers: it is the sponsor of a wrap‑fee program, its representatives may act as insurance agents and receive insurance commissions, and it uses hourly billing for some financial planning work—each of which the firm discloses as potential conflicts and addresses in its policies. The brochure also describes a structural relationship with a single broker‑dealer/custodian and participation in that custodian’s model‑marketplace, including requirements for clients to use that platform for discretionary management.