Visionary Planning & Investment, LLC

Visionary Planning & Investment is an independent, single-advisor registered investment adviser that serves individuals (including high-net-worth clients) and small businesses. The firm provides written financial planning, ongoing portfolio management on a discretionary or nondiscretionary basis, and retirement-plan/rollover advice, and may engage institutional sub-advisors to implement strategies.

The firm’s investment approach emphasizes diversification and risk management consistent with Modern Portfolio Theory, implemented with a buy-and-hold orientation and periodic rebalancing, while also incorporating fundamental, technical/charting and cyclical analyses in security evaluation. Portfolios commonly use mutual funds and ETFs but may include individual stocks, bonds, CDs and cash, and sub-advisors are used when a client’s objectives or account size call for specialized management.

Noteworthy aspects disclosed in the brochure include offering financial planning sessions at no charge and a close operational relationship with a recommended custodian and that custodian’s advisor services program. The firm also discloses that it may recommend sub-advisors affiliated with that custodian (a potential conflict of interest the firm addresses in its disclosures), and that the principal maintains outside, part-time work as a high-school coach and commercial driver, which the brochure identifies as part of the firm’s operating profile.