Vista Advisor Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$309,705,099
Clients
686
Advisors
3
of 5 employees
About
Vista Advisor Group, LLC provides investment advisory services to individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, and business entities, offering Wrap Comprehensive Portfolio Management, standalone financial planning and retirement plan consulting. The firm reports managing client assets on both discretionary and non‑discretionary bases — disclosing $314,639,936 in total assets under management as of December 31, 2025 — and states it does not impose account opening or maintenance requirements.
The firm presents a fiduciary, client‑centered approach that emphasizes understanding clients’ goals, risk tolerance and time horizons; wrap clients receive individualized portfolio management while planning and retirement consulting engagements are typically delivered as general advice. Investment methods described in the brochure include qualitative analysis, strategic/dynamic/tactical asset allocation, fixed‑income allocations and long‑term purchase strategies, and the firm notes it often maintains cash balances in low‑risk instruments for operational purposes.
Vista Advisor Group is notable among peers for a very high client‑to‑advisor ratio — roughly 200+ clients per advisor given its reported client base and three advisors — and for sponsoring a wrap fee program through which it provides its comprehensive portfolio management services. The firm also discloses that its representatives act as licensed insurance agents/brokers and that it relies on third‑party custodial and platform relationships (including Schwab and SEI) for execution and operational support, which the brochure identifies as potential conflicts the firm seeks to mitigate through disclosure and its fiduciary duties.
Client services
Expertise
Fee options
Flat fees up to $75,000
Hourly fees up to $500/hour
Fee-only: Hourly fees up to $500/hour; Flat fees up to $75,000; Retainers not exceeding $1,200
Main office
2950 Buskirk Avenue, Suite 350
Walnut Creek CA 94597
Advisors at this office
3
Most active in
Arizona · California · Nebraska · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Stephen L
ChFC®, Series 66
Walnut Creek, CA
Vista Advisor Group, LLC
Stephen Lahl is a financial advisor with Vista Advisor Group, LLC in Walnut Creek, CA. He holds the ChFC® designation and Series 66 license and has nine years of industry experience. Prior to joining Vista Advisor Group in 2020, he worked at Charles Schwab and Charles Schwab Bank from 2017 to 2020, and at Travis Credit Union from 2015 to 2017. He also works as an independent insurance agent. Vista Advisor Group provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities, managing over $314 million in client assets. The firm offers comprehensive portfolio management, financial planning, and retirement consulting with a fiduciary, client-centered approach.
Michael L
CFP®, ChFC®, Series 63
Walnut Creek, CA
Vista Advisor Group, LLC
Michael Lahl is a CFP® and ChFC® with 18 years of industry experience, currently serving as a financial advisor at Vista Advisor Group, LLC since 2020. He previously worked at SGC Financial Services, Securian Financial Services, and Minnesota Life Insurance Co. for a decade. In addition to his advisory role, he is an independent insurance agent involved in insurance sales. Vista Advisor Group, LLC provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities, managing over $314 million in assets. The firm offers comprehensive portfolio management, financial planning, and retirement consulting with a fiduciary approach that emphasizes client goals and risk tolerance.
William L
Series 66
Walnut Creek, CA
Vista Advisor Group, LLC
William Lahl is a financial advisor at Vista Advisor Group, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at Vista Advisor Group since 2020 and at Cetera Advisor Networks LLC since 2013. Outside of his advisory role, he serves as a speaker and instructor for the Retirement Planning Today program, which provides general retirement education. Vista Advisor Group offers investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities, managing over $314 million in assets. The firm emphasizes a fiduciary, client-centered approach with personalized portfolio management and comprehensive planning services, supported by a high client-to-advisor ratio and a wrap fee program.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")