Wesley Chapel, FL Office

Vital Capital LLC serves individuals (including high-net-worth clients), small businesses, charities, trusts, and estates through discretionary asset management and sub-advisory services; the four-advisor team manages roughly $71.2 million and, like many peers, charges percentage-of-assets-under-management fees for portfolio management. The firm also may recommend investments in private funds and pooled offerings for qualifying clients and can act as a sub-advisor to other advisors.

Investment decisions are made on a discretionary basis using fundamental and technical analysis and are tailored to each client’s stated objectives, time horizon, and risk tolerance, with regular monitoring and rebalancing. VC may appoint sub-advisors or delegate discretionary authority and incorporates alternative investments and private offerings into client programs when appropriate.

Notably, the firm’s representatives maintain outside business activities as licensed insurance agents and as real estate agents through Lonergan Group LLC and JPL Investments, LLC, and VC may serve as general partner in affiliated private funds — arrangements that create potential conflicts of interest disclosed in the brochure. The firm does not emphasize standalone financial planning as a primary service offering, focusing instead on discretionary asset management and private-fund involvement.