Vivid Wealth Management LLC

The firm provides investment advice to individuals and high‑net‑worth clients by recommending and coordinating with third‑party money managers rather than directly managing client portfolios. After collecting clients’ financial information and objectives, the firm helps select appropriate TPMs, assists with account paperwork, and delivers TPM disclosures and periodic updates.

Its work model relies on formal referral relationships with registered TPMs (including Gradient Investments, LLC), through which the firm receives a portion of the TPM advisory fees and monitors TPM performance on a quarterly basis. The firm documents client objectives, communicates changes to TPMs, and does not exercise discretionary portfolio management or trade on client accounts itself.

Distinctive features compared with many peers include an active insurance affiliation—its principal spends approximately half of their time as a licensed insurance agent and receives commissions for insurance sales—and the existence of disclosure events noted in the brochure (a 2015 conviction for possession of a fraudulent ID and a 2014 misdemeanor theft conviction with a $685 fine). The firm also does not directly manage client assets or charge percentage‑of‑AUM fees itself, instead operating through TPM referral and incentive arrangements that are disclosed to clients and identified as potential conflicts of interest.