Voska Wealth

Voska Wealth is a fee‑only independent investment adviser that provides retirement and pre‑retirement wealth management and ongoing financial planning to individuals and high‑net‑worth clients. Services described in the brochure include discretionary portfolio management across stocks, bonds, mutual funds, ETFs and options, plus comprehensive financial planning and estate‑planning coordination.

The firm’s investment process centers on asset allocation using a blend of passive and active strategies and employs fundamental, technical, cyclical and charting analyses to inform security and fund selection. Portfolios may include options strategies (including covered calls and put credit spreads) and the firm describes the use of position sizing and defined exit criteria as part of its risk‑management approach; clients may impose reasonable written restrictions on investments.

Noteworthy features that distinguish the firm from many small independents include its recent registration and the principal’s separate online financial‑education business, which the brochure states is operated apart from client engagements. The firm also requires clients to custody assets at specified institutional platforms (Charles Schwab, Interactive Brokers, or Altruist) and does not vote client proxies, practices that differ from many peers.