Waldo.AI, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Waldo.ai provides discretionary investment management, investment advisory and sub‑advisory services delivered exclusively through an online web‑based portal to other independent advisors, banks, credit unions and institutions, as well as directly to individual and high‑net‑worth investors. The firm offers multiple wrap fee programs that employ model portfolios constructed from equities, ETFs, mutual funds, or combinations thereof.
Allocations are driven by an online risk‑tolerance questionnaire and implemented through model portfolios that are reviewed and overseen by an investment committee and rebalanced quarterly; Waldo.ai may act as either advisor or sub‑advisor to Program Sponsors. As with many independent advisers, Waldo.ai provides portfolio management for individuals and generally charges fees based on assets under management.
Waldo.ai is uncommon among independent firms in being an internet‑only adviser and in sponsoring wrap fee programs while also supporting corporate and institutional clients such as banks and credit unions. The brochure discloses that the firm managed approximately $10,851,715 in discretionary assets as of March 25, 2025, and that it uses directed brokerage arrangements and maintains solicitation arrangements for referrals and paid endorsements.
Client services
Expertise
Fee options
Up to 0.35% annually (35 basis points), charged quarterly, negotiable by program and client
Flat monthly fee up to $9.95 for certain account sizes
Minimum fee: Flat monthly fee up to $9.95 for certain account sizes
Main office
470 James St. Suite 007
New Haven CT 06513, United States
Offices (1)
Most active in
California · Connecticut · Florida · New Hampshire · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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