Bethesda, MD Montgomery Ave Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Warner Financial, Inc.
Team
Firm-wide stats for Warner Financial, Inc.
Clients per advisor
64 TypicalAvg AUM per client
$3,221,418 Very HighHNW client ratio
68% Very HighAbout
Warner Financial provides fee-based investment advisory and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm primarily delivers ongoing asset management—on both discretionary and non-discretionary bases—alongside retirement rollover guidance and the ability to serve as an investment fiduciary for trustee-directed ERISA plans.
The firm uses a top-down framework to build diversified portfolios, typically constructed with no-load mutual funds and ETFs, with attention to costs and tax consequences and a policy of avoiding short-term trading and market timing. Warner Financial treats cash as an asset class and monitors portfolios for rebalancing and risk, generally consulting clients before making significant changes even when granted discretionary trading authority.
Compared with many peers, Warner Financial permits borrowing against client assets in separately managed accounts (e.g., margin or pledged-asset loans) but documents that it does not recommend such borrowing for investment purposes and limits its support to specific short-term needs, a practice that can create additional considerations for clients. The firm also manages a sizable asset base with a small team of credentialed advisors, and will consider client-directed exposure to cryptocurrencies only with explicit client authorization rather than as a standard discretionary strategy.
Based on Warner Financial, Inc.
Expertise
Based on Warner Financial, Inc.
Location
4550 Montgomery Ave, Suite 352 North
Bethesda MD 20814
Advisors at this office
3
Advisors at this office
Christopher W
CFP®, CFA®
Bethesda, MD
Warner Financial, Inc.
Christopher Warner is a CFP® and CFA® with 17 years of experience in the financial advisory industry. He has worked at Warner Financial, Inc. since 2008 and was previously with Cambridge Investment Research, Inc. from 2009 to 2017. Warner Financial, Inc. is a team of four advisors providing fee-only investment advisory and financial planning services primarily to individuals, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $745 million using a top-down, asset-allocation approach focused on diversified, cost- and tax-aware portfolios.
Kevin J
CFP®, Series 65
Bethesda, MD
Warner Financial, Inc.
Kevin Jarcho is a CFP® and Series 65-licensed advisor at Warner Financial, Inc. in Bethesda, MD, with four years of industry experience. He has worked at Warner Financial since 2021 and previously spent five years at Intact Technology. Warner Financial provides fee-based investment advisory and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a top-down approach to build diversified portfolios primarily with no-load mutual funds and ETFs, focusing on cost, tax implications, and risk management.
David W
CFA®
Bethesda, MD
Warner Financial, Inc.
David Warner is a CFA® charterholder with 25 years of experience in the financial industry. He has been with Warner Financial, Inc. since 2005 and previously worked at Cambridge Investment Research, Inc. from 2009 to 2017. Warner Financial, Inc. is a four-advisor team providing fee-only investment advisory and financial planning services to individuals, pension and profit-sharing plans, and charitable organizations. The firm manages approximately $745 million, employing a top-down, asset-allocation approach focused on diversified, cost- and tax-aware portfolios using no-load mutual funds and ETFs.
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