Wasi

Western Annuity Services, Inc. (WASI) provides investment advisory and asset management services to individuals, including employees of not‑for‑profit organizations, self‑employed persons, and clients rolling over or establishing retirement accounts. Its work centers on retirement account implementation and ongoing supervision for IRAs, 403(b)7 plans and similar tax‑advantaged accounts.

The firm typically constructs diversified portfolios using mutual funds and ETFs and follows a long‑term buy‑and‑hold approach while employing fundamental, technical and cyclical analysis and daily market monitoring; it may modestly increase cash positions as warranted. Most client relationships are managed on a non‑discretionary basis, so WASI generally seeks client approval before executing recommended trades and provides quarterly reviews, account statements from custodians, and a quarterly newsletter and mutual fund performance list.

What is distinctive about WASI compared with peers is the combination of a single‑advisor independent structure managing roughly $71 million for about 445 clients, yielding an unusually high client load per advisor and reviewers responsible for 200–500 accounts. The firm also documents trade‑error and block‑trading procedures, does not accept performance‑based fees, recommends custodians that offer broad mutual‑fund access, and does not vote client proxies.