Watershed Wealth Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Watershed Wealth Planning serves individual and high-net-worth clients through a fee-only advisory model that emphasizes ongoing financial planning memberships, project-based flat-fee planning, and optional investment advisory services. The firm provides portfolio management primarily through third-party (outside) managers and custodial platforms, and covers comprehensive planning topics including retirement, tax strategies, employee benefits, and estate planning.
The firm’s investment approach centers on goal-based financial planning and an asset-class, index-focused strategy that uses diversified index mutual funds, ETFs and institutional passive funds, with active outside managers used selectively. Investment management is frequently delivered on a non-discretionary basis and, for planning members, investment advisory services are often optional or coordinated with the client’s retainer, leaving final trading authority with clients more often than is typical for peers.
As of December 31, 2025 the firm reported $31.17 million in assets under advisement, including $17.77 million non-discretionary versus $13.40 million discretionary—a predominance of non-discretionary assets that is uncommon among independent firms. The brochure also notes reliance on custodial/advisory platforms (including Betterment and AssetMark) that provide institutional fund access and practice-support services (and associated trading policies), and discloses the principal’s prior legal training as part of the firm’s background.
Client services
Expertise
Fee options
Flat fee for comprehensive financial plans typically between $2,000 and $5,000.
$0 - $1,000,000: 0.80% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually
Project-based consulting or stand-alone financial plans charged hourly or flat fee basis; hourly rates not specifically stated.
Monthly or quarterly retainer fees typically ranging from $2,400 to $10,000 annually, plus onboarding fees $500 to $3,000.
Account minimum: $100,000 for Donor Advised Funds; no minimum for other services Fee-only: Financial planning membership fees and investment advisory fees; no commissions received.
Main office
7972 SE 13th Ave, Suite 102
Portland OR 97202
Advisors at this office
1
Most active in
Oregon
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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