Waterstone Financial Advisory LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$250,898,613
Clients
285
Advisors
3
of 5 employees
About
Waterstone Financial Advisory LLC provides ongoing portfolio management and financial planning to individuals, high‑net‑worth clients, 401(k) plans and LLCs. The firm implements client programs through both third‑party sub‑advisers on the AssetMark platform and custom advisor‑managed accounts and does not state an account minimum.
The firm documents client objectives in a written Investment Policy Statement and describes a fiduciary approach that uses cyclical and fundamental analysis with a long‑term trading orientation. Implementation commonly relies on AssetMark’s curated third‑party managers, but Waterstone also offers a discretionary “Advisor as Strategist” option for custom or narrower‑scope accounts that may be less diversified and are monitored actively.
Distinctive aspects noted in the brochure include that Waterstone is a recently formed firm (2023) managing over $260 million with a small advisor team, and clients using the AssetMark platform are expected to use the platform’s custodian (commonly Fidelity). The firm’s supervised persons are also licensed insurance agents and the brochure discloses potential economic incentives from AssetMark (growth‑support allowances and platform economics) as well as the separate sale of insurance products; the firm also does not aggregate block trades for multiple client accounts.
Client services
Expertise
Fee options
$300 to $3,000 per year for financial planning
$0 - $200,000: 1.15% $200,001 - $500,000: 1.05% $500,001 - $1,000,000: 0.95% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $4,000,000: 0.75% $4,000,001 - $8,000,000: 0.60% $8,000,001 - and Up: 0.45%
Main office
12597 New Brittany Blvd
Fort Myers FL 33907
Advisors at this office
3
Most active in
California · Florida · Illinois · Michigan · New Hampshire · New York · Ohio · Pennsylvania · Tennessee · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Adam D
Series 66
Fort Myers, FL
Waterstone Financial Advisory LLC
Adam Daniels is a financial advisor at Waterstone Financial Advisory LLC with three years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Financial LLC, Park Avenue Securities, and Guardian Life Insurance Company. Daniels’s background also includes roles outside finance, such as positions with the United States Census Bureau and local government parks and recreation. Waterstone Financial Advisory LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, 401(k) plans, and LLCs. The firm uses a fiduciary approach with a long-term trading orientation and implements client programs through third-party sub-advisers on the AssetMark platform as well as custom advisor-managed accounts.
James G
Series 65
Fort Myers, FL
Waterstone Financial Advisory LLC
James Gallagher is a financial advisor with Waterstone Financial Advisory LLC in Fort Myers, FL, holding a Series 65 license and 15 years of industry experience. His prior roles include positions at J.W. Cole Financial, Inc., J.W. Cole Advisors, Inc., and Global Financial Private Capital, LLC. Outside of advisory work, he is a partner in Stuart Software Solutions, LLC, a software development and sales business. Waterstone Financial Advisory LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, 401(k) plans, and LLCs. The firm uses both third-party sub-advisers on the AssetMark platform and custom advisor-managed accounts, following a fiduciary approach based on cyclical and fundamental analysis with a long-term trading orientation.
Phillip M
Series 65
Fort Myers, FL
Waterstone Financial Advisory LLC
Phillip Mc Grath is a financial advisor with Waterstone Financial Advisory LLC, holding a Series 65 designation and one year of industry experience. Prior to joining Waterstone, he worked at TD Bank and in various roles within the mortgage industry. Waterstone Financial Advisory LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, 401(k) plans, and LLCs. The firm uses both third-party sub-advisers on the AssetMark platform and custom advisor-managed accounts, following a fiduciary approach that incorporates cyclical and fundamental analysis with a long-term trading orientation.
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