Stockton, CA Office

WaystoneAdvisors provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates and businesses. Its offerings include discretionary portfolio management, written financial plans or consultations, and referrals to unaffiliated specialists, with portfolios commonly constructed from ETFs and mutual funds and, where appropriate, individual securities and alternative investments.

The firm follows a customized, fiduciary approach that uses fundamental analysis to build strategic asset allocations and generally favors a long‑term investment horizon while allowing short‑term trades for rebalancing or client needs. WaystoneAdvisors may implement client strategies through unaffiliated independent managers or turnkey asset management programs (TAMPs) and performs ongoing oversight and due diligence of those relationships.

Distinctive aspects noted in the brochure include its recent establishment and SEC registration (founded 2022; registered 2023) and a discretionary practice managing approximately $179 million in client assets across four advisors and about 303 client relationships, operating from multiple offices. The firm requires clients to use specified custodians (including AssetMark and Fidelity) for custody and execution, directs trades to those custodians, and discloses that some advisory personnel are licensed to sell insurance and may receive commissions for those sales, which the firm addresses through its code of ethics and supervisory controls.