WBH Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
WBH Financial Services is a state-registered investment adviser that serves individuals (including high-net-worth and non‑HNW clients), as well as trusts, businesses, retirement plans and charitable organizations. The firm offers discretionary portfolio management and comprehensive financial planning services covering retirement, tax, estate, college, risk‑management and specialized divorce/transition planning.
The firm follows a long-term, disciplined approach, constructing broadly diversified portfolios primarily with mutual funds and ETFs and documenting objectives and suitability in individualized investment policy statements; accounts are generally reviewed quarterly and managed on a discretionary basis. WBH emphasizes integrating assets across taxable accounts, IRAs and employer retirement plans and will accept ERISA fiduciary responsibilities when advising plan assets.
Notable differentiators include a structured menu of planning packages (Coaching, Foundation and Comprehensive) with engagements that can be ongoing or time‑limited and a planning fee framework that can combine asset‑based charges with measures of client income while providing discounted management fees when planning is retained. The lead adviser holds multiple tax and specialty credentials (CFP, EA, CDFA and others), offers tax preparation as a separate service, maintains an insurance license for advisory counsel rather than commission sales, and the firm does not vote client proxies — reflecting an unusual emphasis on divorce/transition planning and integrated tax advice for a small, single‑adviser practice.
Client services
Expertise
Demographic focus
Fee options
Fixed fee projects with one half paid upfront and balance upon completion; one-time administrative set-up fees $250 to $3,500
$0 - $100,000: 1.0000% without financial planning; 0.7500% with planning engagement $100,001 - $1,000,000: 0.7500% without financial planning; 0.5625% with planning engagement $1,000,001 - $2,000,000: 0.5000% without financial planning; 0.3750% with planning engagement $2,000,001 - $5,000,000: 0.2500% without financial planning; 0.1875% with planning engagement $5,000,001 - $10,000,000: 0.1500% without financial planning; 0.1125% with planning engagement $10,000,001 - Over: Negotiable
$250 per hour
Monthly fees ranging between $85 and $500 depending on Financial Planning or Coaching Package
Minimum fee: Minimum fee of $250 to cover expenses of setting up and managing an account Fee-only: Financial planning packages: Coaching Package $1,000; Foundation Package $3,000; Comprehensive Package $3,000; hourly rate $250; monthly fees $85 to $500 depending on package; one-time administrative set-up fees $250 to $3,500
Main office
4500 Kruse Way, Suite 105
Lake Oswego OR 97035
Advisors at this office
1
Most active in
Oregon
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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