Wealth and Plan
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Wealth and Plan is a fee-only registered investment adviser that works with individuals and high-net-worth individuals, offering discretionary investment management and both ongoing and project-based financial planning. Its planning scope includes business planning, retirement and distribution strategies, college savings, tax considerations, estate planning, cash flow and insurance reviews.
The firm’s investment approach emphasizes asset allocation guided by Modern Portfolio Theory and the use of passive vehicles (index mutual funds and ETFs), supplemented by fundamental analysis when appropriate. Accounts are generally managed on a discretionary, long-term basis with portfolio construction and rebalancing tied to client risk tolerance and financial goals, and custodial relationships are used for valuation and trade execution.
Noteworthy aspects include that the firm’s principal holds the CFP® certification and maintains an insurance license but discloses that no insurance products are sold to clients and no insurance compensation is received. The firm recently implemented Standing Letters of Authorization (SLOAs) to facilitate client-directed transfers and requires clients to custody assets at an institutional Schwab platform, noting access to Schwab’s institutional services and policies intended to address potential conflicts of interest.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Demographic focus
Gen Z (Born 1996-2010)
Fee options
Project-Based Financial Planning fixed fees range from $2,000 to $5,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $5,000,000: 0.60% $5,000,001+: 0.40%
$250 per hour for project-based financial planning
Ongoing Financial Planning recurring monthly fixed fee ranging from $200 to $500
Fee-only: Financial Planning fees: ongoing planning monthly fees $200 to $500; project-based planning fixed fees $2,000 to $5,000; hourly rate $250 per hour
Main office location
Wealth and Plan
Cypress TX, United States
Number of offices
1
Most active in
Wealth and Plan has reported serving >5 clients in these states in the last 12 months.
Louisiana · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
Instagram
Website
(832) 554-6501
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