Wealth Being Advisors LLC

Wealth Being Advisors is a fee-only registered investment adviser that provides investment management and financial planning to individuals, high net-worth individuals, and businesses. The firm’s brochure reports approximately $2,817,679 in discretionary assets under management across 17 client relationships and describes both ongoing and project-based planning engagements with written financial plans.

The firm’s investment approach draws on Modern Portfolio Theory with strategic macro asset allocation complemented by tactical micro allocation and a mix of passive and active vehicles; it also cites academic, evidence-driven factor considerations (value, momentum, quality, low volatility, size) and the use of ESG or socially conscious screens when requested. Implementation may include third‑party models and outside managers or platforms — the brochure names Zoe Financial, XYPN Invest, Orion Portfolio Solutions, Betterment, Altruist, and traditional custodians such as Schwab — and clients may grant the firm discretionary trading authority with the ability to impose written restrictions.

What is distinctive in the brochure is the firm’s disclosed use of solicitors and referral arrangements: it participates in the Zoe Advisor Network and states it engages independent solicitors and pays a portion of advisory fees for referrals, a practice the firm updated in its recent material changes disclosure. The brochure also emphasizes a reliance on multiple digital wealth platforms and third‑party model providers for account administration and execution alongside its fee‑only, fiduciary services.