Wealth Compass Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$113,096,123
Clients
236
Advisors
2
of 2 employees
About
Wealth Compass Financial serves individual investors — including high‑net‑worth clients — as well as pension and profit‑sharing plans, providing discretionary portfolio management, ongoing investment oversight, and integrated financial planning. The firm advises across mutual funds, ETFs, equities, fixed‑income and may recommend annuities or insurance products via its insurance‑licensed representatives, and it can engage third‑party managers when appropriate.
The firm's investment approach is grounded in modern portfolio theory and generally employs long‑term trading strategies documented in an Investment Policy Statement that captures each client's objectives, time horizon, and risk tolerance. Accounts are typically managed on a discretionary basis with quarterly reviews, and financial planning is provided as a complimentary component of the portfolio management relationship.
Noteworthy for a firm of its size, Wealth Compass maintains formal affiliations with both a tax and accounting practice and a separately branded insurance agency, and its advisory team includes a licensed CPA and insurance‑licensed representatives. Those affiliations enable in‑house referral and operational support (including an identified alternate office for business continuity) but also produce disclosed conflicts of interest — for example, commissions on insurance sales and cross‑referrals — which the firm addresses through written disclosures and client choices to obtain services elsewhere.
Client services
Expertise
Fee options
$1 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - And Up: 0.75%
Insurance products sold by supervised persons may generate commissions, but no investment advisory fees are charged on commission-based sales.
Main office
5860 Owens Ave #150
Carlsbad CA 92008
Advisors at this office
2
Most active in
California
Also doing business as
Wealth Compass Financial · Wealth Compass Financial, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Tod L
Series 63, Series 66
Carlsbad, CA
Wealth Compass Financial, Inc.
Tod Lenhoff is a financial advisor with Wealth Compass Financial, Inc. in Carlsbad, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at AE Wealth Management, Madison Avenue Securities, and managing his own insurance services firms. He is also president of a fixed income tax preparation practice. Wealth Compass Financial, Inc. provides discretionary portfolio management and integrated financial planning to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm emphasizes individualized investment policy statements and a portfolio construction approach based on modern portfolio theory, offering ongoing monitoring and the use of major custodians.
Steven N
Series 65
Carlsbad, CA
Wealth Compass Financial, Inc.
Steven Nuckols is a financial advisor at Wealth Compass Financial, Inc. with nine years of industry experience. He holds a Series 65 credential and previously worked at Blankinship and Foster. In addition to his advisory role, he is an independent licensed insurance agent who occasionally offers insurance products to clients. Wealth Compass Financial serves individual investors, including high-net-worth clients, as well as pension and profit-sharing plans, providing discretionary portfolio management, investment oversight, and integrated financial planning. The firm’s investment approach is based on modern portfolio theory and emphasizes long-term strategies tailored to each client's objectives.
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