La Selva, CA Office

Wealth Innovation provides investment advisory and portfolio management to individual clients, with a stated focus on high net‑worth individuals. The firm is fee‑only and manages approximately $12.7 million in discretionary assets for a small client base (14 clients), generally accepting accounts with a $100,000 minimum.

The firm constructs tailored investment plans and implements them on a discretionary basis, using a mix of fundamental and technical analysis, modern‑portfolio theory, tactical adjustments, and ETF evaluation; portfolios may include stocks, bonds, mutual funds, and ETFs and employ both long‑ and short‑term positions. Accounts are reviewed on a quarterly basis and the adviser works with clients to set allocation targets and impose reasonable client restrictions when requested.

What distinguishes this firm from many peers is its boutique scale and governance structure: advisory oversight is concentrated in a single principal while the firm maintains a small number of client relationships and AUM compared with many supported firms. The principal also operates an independent expert‑witness and consulting business focused on fiduciary governance and complex financial disputes; that business is disclosed as separate and not cross‑marketed to Wealth Innovation’s clients.