Wealth Keepers
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wealth Keepers serves individual investors as well as trusts, estates, charitable organizations, foundations and small businesses, and may work with retirement plan sponsors. The firm provides financial planning, investment consultation and investment management services and conducts educational workshops for groups on an as‑announced basis.
The firm’s investment approach emphasizes long‑term asset allocation and fundamental analysis, constructing model portfolios around Modern Portfolio Theory with cost‑efficient index funds and ETFs while offering customized portfolios for larger accounts. Investment management is delivered primarily on a non‑discretionary basis, and the firm may engage third‑party managers for model strategies and assist clients in preparing investment policy statements and periodic rebalancing.
Distinctive aspects of the practice include licensed activity beyond typical adviser services — the principal is licensed to sell insurance and real estate and manages mineral interests — so recommendations can encompass insurance and property-related solutions alongside securities advice. Wealth Keepers also notes the possibility of commission-based insurance sales and fee offsets in connection with insurance transactions, and provides occasional pension‑plan consulting and charitable foundation management, services that are less common among small independent advisory firms.
Client services
Expertise
Fee options
Fixed fees may be offered for financial planning based on complexity and estimated hours.
$0 - $50,000: $500 - $1,000 per year flat fee $50,001 - $100,000: 1.50% $100,001 - $200,000: 1.25% $200,001 - $500,000: 1.10% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001+: Negotiable
Commission may be earned on insurance product sales by associated representatives as agents.
$100 to $200 per hour, billed in 15-minute increments for financial planning and investment consulting services.
Account minimum: $1,000,000 minimum for customized portfolios; no minimum for financial planning and model portfolios but impractical below $20,000 Minimum fee: $500 - $1,000 per year for accounts under $50,000 in model portfolios Fee-only: Fee-only planning and consulting services; no commissions except for insurance products where commissions may apply separately.
Main office
Johnson City TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Bonn Ii, Carl Fred · Hill Country Retirement Planning · Star Of Texas Real Estate · Wealth Keepers
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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