Wealth Management Advisors RIA, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individual and high‑net‑worth clients as well as small businesses, providing discretionary and non‑discretionary asset management, financial planning, and annuity management. Like many peers, it charges percentage‑of‑assets fees and primarily constructs portfolios using stocks, bonds, mutual funds and exchange‑traded funds.
Investment recommendations are tailored to each client’s goals, time horizon and risk tolerance and draw on a mix of fundamental, technical and charting analysis to implement active mutual‑fund and ETF‑focused strategies. The firm also recommends third‑party managers when appropriate and describes a formal due‑diligence process for those managers (including ADV review, surprise‑audit checks and on‑site visits every 24 months), and it provides annuity oversight and planning services separate from variable sub‑account management.
Noteworthy differences from many peers include a disclosed self‑regulatory enforcement matter: a firm principal signed an Acceptance, Waiver & Consent with FINRA in 2012 relating to unsuitable recommendations, resulting in suspension and a fine. The firm is also affiliated with an insurance agency (the president acts as an insurance agent and receives commissions) and receives referral/ongoing fees from a third‑party manager; these relationships are identified in the brochure as potential conflicts and are addressed through disclosures and firm procedures.
Client services
Expertise
Fee options
Fixed financial planning fees between $500 - $5,000 depending on complexity.
$0 - $100,000: 2.00% annually $100,001 - $5,000,000: 1.50% annually Over $5,000,000+: Negotiable
Insurance commissions earned by principal; also external compensation for insurance sales (amounts not specified). Referral fees from third party manager Howard Capital Management.
$250 per hour (financial planning), with a 2 hour minimum.
Main office
See office617 Main St.
Windsor CO 80550
Advisors at this office
1
Offices (2)
Most active in
California · Colorado · Louisiana · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Michael R
Series 63, Series 66
Windsor, CO
Wealth Management Advisors RIA, Inc.
Michael Romero is a financial advisor with Wealth Management Advisors RIA, Inc., holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked with Wealth Management Advisors, Inc. since 2001 and was with DMK Advisor Group, Inc. from 2011 to 2021. Outside of advising, he manages a small property business in Greeley, Colorado. Wealth Management Advisors RIA, Inc. serves individual and high-net-worth clients as well as small businesses, offering discretionary and non-discretionary asset management, financial planning, and annuity management. The firm tailors investment recommendations using fundamental, technical, and charting analysis with a focus on mutual funds and ETFs, and it employs a due-diligence process for third-party managers when utilized.
Erika D
Series 65
Highlands Ranch, CO
Wealth Management Advisors RIA, Inc.
Erika Devlin is a financial advisor at Wealth Management Advisors RIA, Inc. She holds a Series 65 credential and previously worked at Edward Jones Investments, LLC from 2020 to 2025. She has been with Wealth Management Advisors since 2025. Wealth Management Advisors serves individual and high-net-worth clients as well as small businesses, providing discretionary and non-discretionary asset management, financial planning, and annuity management. The firm employs active mutual fund and ETF strategies tailored to client goals and risk tolerance, and it maintains a formal due-diligence process for recommended third-party managers.
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