Wealth Planning Systems, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wealth Planning Systems serves individual and high‑net‑worth clients with personalized financial planning and investment management. Services include ongoing asset management delivered on a non‑custodial basis and comprehensive planning across cash flow, tax, insurance, retirement, and estate matters.
The firm’s investment services are provided primarily on a non‑discretionary basis, meaning advisors consult with clients and obtain authorization before executing trades, and client objectives are documented via investment policy statements and risk tolerance assessments. Analysis methods include fundamental, technical, and cyclical approaches; accounts are reviewed periodically and the firm may retain other registered advisors to manage portions of client assets when appropriate.
Noteworthy features relative to peers include the firm's predominantly non‑discretionary model and its affiliation with insurance and broker‑dealer businesses, where firm principals devote substantial time to those activities — a relationship disclosed as a potential conflict and addressed through disclosures and fiduciary procedures. The firm operates on a relatively small scale with a compact client roster and blends fee‑based AUM management with negotiable fixed‑fee and hourly planning engagements.
Client services
Expertise
Fee options
Fixed fee up to $499 based on complexity
$0 - $74,999.00: 2.00% annually $75,000.00 - $99,999.00: 1.75% annually $100,000.00 - $249,999.00: 1.00% annually $250,000.00 - $499,999.00: 0.80% annually $500,000.00 - $749,999.00: 0.50% annually $750,000.00 - $999,999.00: 0.40% annually $1,000,000.00 - $1,499,999.00: 0.30% annually $1,500,000.00+: 0.25% annually
$125 to $250 per hour, billed in quarter hour increments
Account minimum: $50,000 Fee-only: Fixed fee up to $499; hourly fee $125 to $250 per hour
Main office
Bloomington MN
Advisors at this office
2
Most active in
Minnesota
Also doing business as
Brooks Capital Management, LLC · Brooks Larson, LLC · Remington Financial Group, LLC · Wealth Planning Systems, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
James R
ChFC®, Series 63, Series 66
Bloomington, MN
Wealth Planning Systems, LLC
James Robertson is a ChFC® with 35 years of experience in financial services. He is principal at Wealth Planning Systems, LLC and has held roles at Innovation Partners, LLC and Combined Benefits Corp. In addition to his financial career, he serves as a chair umpire and roving official for the United States Tennis Association Northern Section. Wealth Planning Systems serves individual and high-net-worth clients with personalized financial planning and investment management, primarily on a non-discretionary basis. The firm integrates fundamental, technical, and cyclical analysis methods and offers comprehensive planning across multiple financial areas.
William R
ChFC®, Series 63
Bloomington, MN
Wealth Planning Systems, LLC
William Robertson is a financial advisor at Wealth Planning Systems, LLC in Bloomington, MN, holding the ChFC® designation and Series 63 license with 12 years of industry experience. He has been involved with Wealth Planning Systems since 2010 and also operates Combined Benefits Corp, an independent insurance agency, where he has worked since 1983. Wealth Planning Systems serves individual and high-net-worth clients with personalized financial planning and investment management, primarily providing non-discretionary asset management alongside comprehensive planning in areas such as cash flow, tax, insurance, retirement, and estate matters.
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