Wealth Ready

Wealth Ready is a small independent registered investment adviser that provides financial planning and discretionary portfolio management to individuals, trusts, estates, charitable organizations and business entities, with no account minimums. The firm offers a complimentary initial consultation and prepares a comprehensive financial plan at no charge before entering an advisory relationship.

The adviser manages client portfolios on a discretionary basis, tailoring asset allocation to client goals and risk ranges determined using Riskalyze, and generally constructing diversified portfolios that include ETFs, mutual funds, corporate and municipal debt. Its investment process draws on fundamental, technical and cyclical analysis, favors a primarily passive allocation approach but also permits short-term trading and option strategies where appropriate.

Noteworthy for a firm of its size, the principal is also a licensed insurance agent who can recommend and sell fixed indexed annuities and life insurance and will receive separate commissions for those sales (insurance activities are disclosed as a potential conflict and are described as occupying less than 10% of the principal’s time). The firm also offers no‑fee educational seminars and workshops on topics such as finance, estate, business and tax planning, and the principal maintains full‑time remote employment administering Health Savings Accounts, which the brochure states is not solicited to clients.