WealthCare Financial Group, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$17,954,871
Clients
130
Advisors
7
across 7 offices
About
Wealthcare Financial Group serves individuals and families (including high‑net‑worth clients), business owners, non‑profit organizations and retirement plan sponsors. The firm provides financial planning, retirement planning, portfolio management, pension consulting and rollover guidance, offering both managed “Hybrid Model Portfolios” composed primarily of mutual funds and ETFs and standalone or hourly planning engagements.
The firm’s stated investment approach is “Structured Investing,” built around five guiding principles (markets work; risk/return tradeoffs; diversified structure; customized portfolios; and a long‑term focus) and implemented through four asset‑allocation approaches grouped into convergent (“Sailing”) and market‑independent (“Rowing”) strategies. Portfolio selection relies on an 11‑criteria due‑diligence process using Morningstar Office™ and other sources, with periodic monitoring and rebalancing when allocations move beyond agreed tolerances.
Notable differences from many peers include operating seven offices despite modest firm AUM and a team of seven advisors, and the principal’s operation of a licensed insurance agency; supervised persons also accept commissions for insurance products such as annuities and life insurance. The brochure discloses these compensation arrangements and conflicts, notes the firm’s fiduciary policies and written product disclosures as mitigating measures, and emphasizes retirement‑plan/fiduciary consulting expertise and retirement‑focused credentials among staff.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fees generally range from $1,000 to $5,000 depending on scope and complexity for financial planning services.
$0 - $5,000,000: Up to 2.5% Over $5,000,000+: Negotiable
Supervised persons accept compensation for commission-based insurance products such as fixed annuities, life insurance, long term care and health insurance.
Generally $225 per hour if client will NOT utilize WFG to manage investment assets; $125 per hour if client WILL use WFG to manage investment assets.
Main office
See office21 Eastbrook Bend, Suite 118
Peachtree City GA 30269
Advisors at this office
1
Offices (7)
Most active in
California · District of Columbia · Georgia · Louisiana · Maine · Maryland · Michigan · New York · Texas · Virginia
Also doing business as
Alpha Umi Financial · Hisaab Capital · Smith, Martin A · Smith, Martin Alexander · Wealthcare Financial Group, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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