WealthCare Financial Group, Inc. logo

WealthCare Financial Group, Inc.

Updated today

Client AUM

$17,954,871

Clients

130

Advisors

7

across 7 offices

About

Wealthcare Financial Group serves individuals and families (including high‑net‑worth clients), business owners, non‑profit organizations and retirement plan sponsors. The firm provides financial planning, retirement planning, portfolio management, pension consulting and rollover guidance, offering both managed “Hybrid Model Portfolios” composed primarily of mutual funds and ETFs and standalone or hourly planning engagements.

The firm’s stated investment approach is “Structured Investing,” built around five guiding principles (markets work; risk/return tradeoffs; diversified structure; customized portfolios; and a long‑term focus) and implemented through four asset‑allocation approaches grouped into convergent (“Sailing”) and market‑independent (“Rowing”) strategies. Portfolio selection relies on an 11‑criteria due‑diligence process using Morningstar Office™ and other sources, with periodic monitoring and rebalancing when allocations move beyond agreed tolerances.

Notable differences from many peers include operating seven offices despite modest firm AUM and a team of seven advisors, and the principal’s operation of a licensed insurance agency; supervised persons also accept commissions for insurance products such as annuities and life insurance. The brochure discloses these compensation arrangements and conflicts, notes the firm’s fiduciary policies and written product disclosures as mitigating measures, and emphasizes retirement‑plan/fiduciary consulting expertise and retirement‑focused credentials among staff.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning Retirement income strategy Tax-loss harvesting Annuities

Occupation focus

Founder/Business Owner Retired

Demographic focus

Mid-Career Professionals

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Fee options

Fixed

Flat fees generally range from $1,000 to $5,000 depending on scope and complexity for financial planning services.

Percentage

$0 - $5,000,000: Up to 2.5% Over $5,000,000+: Negotiable

Commissions

Supervised persons accept compensation for commission-based insurance products such as fixed annuities, life insurance, long term care and health insurance.

Project-based

Generally $225 per hour if client will NOT utilize WFG to manage investment assets; $125 per hour if client WILL use WFG to manage investment assets.

Main office

See office

21 Eastbrook Bend, Suite 118

Peachtree City GA 30269

Advisors at this office

1

Most active in

California · District of Columbia · Georgia · Louisiana · Maine · Maryland · Michigan · New York · Texas · Virginia

Also doing business as

Alpha Umi Financial · Hisaab Capital · Smith, Martin A · Smith, Martin Alexander · Wealthcare Financial Group, Inc.

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Tariq K

Series 66

Bethesda, MD

WealthCare Financial Group, Inc.

Tariq Khan is a financial advisor at WealthCare Financial Group, Inc. in Bethesda, MD, with 11 years of industry experience. He holds the Series 66 designation and has worked at firms including Hisaab Capital, LLC, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. since beginning his career in 2015. WealthCare Financial Group, Inc. is a state-registered wealth management firm serving individuals, business owners, and retirement plan sponsors. The firm employs a structured investing philosophy focused on diversified asset allocation and long-term strategies, managing approximately $28.2 million for around 130 clients through a six-advisor team.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

John G

CFA®, Series 63, Series 66

Union Pier, MI

WealthCare Financial Group, Inc.

John Gannon is a CFA® charterholder with 19 years of industry experience. He is currently with WealthCare Financial Group, Inc. and has previously worked at firms including LPL Financial, Fidelity Investments, JP Morgan Securities, and Merrill. WealthCare Financial Group serves individuals and families, business owners, non-profit organizations, and retirement plan sponsors. The firm offers financial planning, retirement planning, portfolio management, pension consulting, and rollover guidance, employing a “Structured Investing” approach based on diversified, customized portfolios and a long-term focus.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

David C

Series 65

Houston, TX

WealthCare Financial Group, Inc.

David Collins is a Series 65-licensed financial advisor with five years of industry experience. He is currently with WealthCare Financial Group, Inc. and has prior experience at Sequent Planning, LLC and National Empowerment Financial Group. Outside of advising, he is a co-owner of ACDC Victory LLC, a real estate business. WealthCare Financial Group serves individuals, families, business owners, non-profits, and retirement plan sponsors. The firm offers financial and retirement planning, portfolio management, and pension consulting, utilizing a structured investing approach based on diversified, customized portfolios and long-term strategies.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

John R

CFA®, Series 65, Series 63

New York, NY

WealthCare Financial Group, Inc.

John Rogers is a CFA® charterholder with 10 years of industry experience. He is currently with WealthCare Financial Group, Inc. in New York, NY, and has held previous positions at LPL Financial LLC, Equity Services Inc, and National Life Insurance Company, Inc. In addition to his advisory work, Rogers is a licensed insurance agent involved in insurance product sales. WealthCare Financial Group serves individuals, families, business owners, non-profit organizations, and retirement plan sponsors with services including financial and retirement planning, portfolio management, and pension consulting. The firm employs a Structured Investing approach focused on diversification, customization, and long-term strategies, managing Hybrid Model Portfolios primarily composed of mutual funds and ETFs.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

Martin S

Series 63, Series 66

Peachtree City, GA

WealthCare Financial Group, Inc.

Martin Smith is a financial advisor at WealthCare Financial Group, Inc. in Peachtree City, GA, with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including LPL Financial LLC and Kovack Advisors. Smith is also an owner and agent of an insurance agency affiliated with his firm. WealthCare Financial Group, Inc. is a state-registered wealth management firm serving individuals, business owners, and retirement plan sponsors. The firm manages approximately $28.2 million for about 130 clients through a six-advisor team, utilizing a “Structured Investing” approach focused on diversified, customized portfolios and long-term strategies.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

Sean C

Series 65

Bowie, MD

WealthCare Financial Group, Inc.

Sean Chrysostom is a financial advisor at WealthCare Financial Group, Inc. with seven years of industry experience. He holds a Series 65 credential and previously worked at LPL Financial LLC, Operation HOPE, and Educational Systems Federal Credit Union. Outside of advisory work, he serves as president of Car 1, LLC, a used car sales business in Bowie, Maryland. WealthCare Financial Group serves individuals and families, business owners, non-profits, and retirement plan sponsors, offering financial planning, retirement planning, portfolio management, and pension consulting. The firm employs a Structured Investing approach focused on diversified, customized portfolios and long-term strategies through a combination of convergent and market-independent asset-allocation methods.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
user avatar

John F

Series 66

Frederick, MD

WealthCare Financial Group, Inc.

John Funderburk is a financial advisor with WealthCare Financial Group, Inc. in Frederick, MD, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at LPL Financial, Advocate Investing Services, and H. Beck, Inc., as well as ownership of John Funderburk, LLC. Outside of financial advising, he serves as a field manager for a congressional campaign in Maryland. WealthCare Financial Group, Inc. is a state-registered wealth management firm serving individuals, business owners, and retirement plan sponsors. The firm manages approximately $28.2 million for about 130 clients through a six-advisor team, employing a Structured Investing philosophy that emphasizes diversified, customized portfolios with a long-term perspective.

General retirement planning Retirement income strategy Tax-loss harvesting Annuities Founder/Business Owner Retired Mid-Career Professionals
View complete list of advisors at this firm
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