WealthEQ
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$25,550,000
Clients
11
Advisors
1
of 1 employees
About
WealthEQ provides wealth management and investment advisory services to high‑net‑worth individuals, families, family offices, and captive insurance companies through three distinct offerings: a Personal Chief Financial Officer service, an Outsourced Chief Investment Officer (OCIO) solution, and captive investment management. The firm offers discretionary portfolio management, non‑discretionary advisory, integrated financial planning, and access to private market investments, and reports approximately $32 million in discretionary assets under management in its brochure.
The firm’s investment approach is research‑based and blends goals‑based and liability‑driven portfolio construction with behavioral finance, automation, and quantitative analysis; model portfolios are backtested and the firm produces capital market expectations to support planning. WealthEQ discloses and presents historical backtests as well as hypothetical and predecessor performance to illustrate strategy outcomes, and emphasizes a systematized decision process rather than market timing.
WealthEQ is notable among small independent advisers for actively serving captive insurance clients and providing OCIO‑style oversight for family offices and institutional relationships, including IPS development and collaboration with captive administrators. Its billing approach is structured as fixed fees calculated from starting asset values with step‑downs and discounts rather than a simple ongoing percentage‑of‑AUM billing model, and the firm requires use of a qualified custodian for discretionary accounts.
Client services
Expertise
Occupation focus
Fee options
May charge one-time flat fee in advance for extensive or complex planning requested by prospective clients; no additional fee for completing wealth plans in normal service
$0 - Not explicitly stated: For Personal Chief Financial Officer: tiered fixed fee with discounts up to 0.0080 (0.80%) starting rate with potential reductions totaling 0.0030 (0.30%) resulting in a possible fee of 0.0050 (0.50%) after incentives and adjustments Not explicitly stated - Not explicitly stated: For Outsourced Chief Investment Officer (OCIO): fixed fee that steps down over three years and adjusts for inflation after year three; exact tiers not fully detailed but fee decreases each year during first three years $0 - Not explicitly stated: For Captive Investment Management: tiered fixed fee based on starting asset value with adjustments for premium additions; exact tiers not explicitly stated
Account minimum: $1,000,000 for Personal Chief Financial Officer service and Captive Investment Management; $25,000,000 for Outsourced Chief Investment Officer (OCIO) service Fee-only: Fixed fees calculated as a tiered percentage of starting asset values for each service; no commissions or performance-based fees
Main office
1804 Alpine Dr
Erie CO 80516
Advisors at this office
1
Most active in
Colorado
Also doing business as
Wealtheq · Wealtheq LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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