WealthMap Planning

WealthMap Planning serves individual and high-net-worth clients and provides fee-only financial planning engagements that culminate in a written comprehensive financial plan, optional year-end tax planning, and ongoing hourly support over a defined service term. The firm does not provide portfolio management or discretionary investment management and reports no assets under management.

When making investment recommendations as part of planning, the firm applies modern portfolio theory concepts, emphasizes asset allocation and passive vehicles, and conducts mutual fund/ETF analysis to check for overlap and strategy consistency. Because WMP does not execute trades or take custody, clients implement recommendations themselves and may direct which custodians to use; the firm tailors its advice to client goals and accepts reasonable written restrictions.

The firm uses flat-fee planning and hourly arrangements rather than percentage-of-AUM billing and requires an upfront deposit to secure limited-capacity engagements, which differs from the more common AUM-based models. The principal holds CPA and Personal Financial Specialist credentials and maintains a concurrent corporate tax and finance role, which the firm integrates into its tax-focused services such as year-end tax planning and estate/tax coordination.