Wealthy Intentions
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wealthy Intentions provides investment management, ongoing and comprehensive financial planning, business planning, and tax preparation services to individual clients. Although its ADV lists service to high‑net‑worth individuals, the firm reports about $1.83 million in discretionary AUM across seven client relationships, a scale more consistent with serving non‑HNW individual clients.
The firm’s investment approach emphasizes passive management grounded in Modern Portfolio Theory, assembling diversified portfolios with index mutual funds and ETFs, while also using fundamental and cyclical analysis to inform allocation choices. Portfolios are tailored to each client’s investment policy and risk objectives, may be managed on a discretionary basis, and are reviewed regularly with ongoing monitoring through its comprehensive planning service.
Distinctive operational features include that both principals maintain full‑time employment outside the firm and disclose policies to mitigate related conflicts of interest, including a prohibition on providing investment advice about Rocket Companies securities and an agreement to forego referral compensation for mortgage referrals. The firm also offers tax return preparation via a third‑party provider, does not aggregate client trades or receive soft‑dollar benefits, and operates as a small, independent advisory practice.
Client services
Expertise
Fee options
$0 - $200,000: Flat fee of $2,000 annually ($500 quarterly) $200,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.90% $1,000,001 - $1,500,000: 0.80% $1,500,001 - $2,000,000: 0.70% $2,000,001+: 0.50%
$250 per hour for Financial Planning engagements
Minimum fee: $2,000 annually ($500 quarterly) for accounts under $200,000 Fee-only: Ongoing Financial Planning: $500 upfront plus $500 quarterly in advance; Hourly Financial Planning: $250/hour; Tax Preparation: starting at $250 plus $100/hour for complex returns
Main office
Sterling Heights MI
Advisors at this office
2
Most active in
Michigan
Also doing business as
Wealthy Intentions · Wealthy Intentions LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Ryan K
Series 65
Sterling Heights, MI
Wealthy Intentions
Ryan Knaack is a financial advisor at Wealthy Intentions with five years of industry experience. He holds a Series 65 designation and has previously worked at Rocket Companies, FCA USA, Conifer Insurance, Sun Communities, and BDO USA. In addition to his advisory role, he serves as a Senior External Reporting Analyst at Rocket Companies, focusing on SEC filings. Wealthy Intentions provides investment management, comprehensive financial and business planning, and tax preparation services primarily to individual clients. The firm uses a passive investment approach based on Modern Portfolio Theory, combining diversified portfolios of index mutual funds and ETFs with fundamental and cyclical analysis to tailor portfolios to clients’ risk and investment objectives.
Joseph E
Series 65
Sterling Heights, MI
Wealthy Intentions
Joseph Elias is a Series 65-licensed financial advisor with Wealthy Intentions in Sterling Heights, MI, bringing three years of industry experience. He has worked at Rocket Mortgage since 2015. Wealthy Intentions is a small independent advisory firm that serves individual clients with investment management, financial and business planning, and tax preparation services. The firm uses a passive investment approach based on Modern Portfolio Theory, tailoring diversified portfolios with index funds and ETFs according to each client’s risk objectives.
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