Welch Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Welch Financial Planning advises individuals, trusts, estates, charitable organizations, and business entities with a stated focus on retirement investing and income generation. The firm provides discretionary and non-discretionary portfolio management, integrated financial planning for clients meeting its investable-asset threshold, and standalone planning and consulting services for others.
Investment decisions are guided by individualized financial plans and a “Bucket System” that allocates assets across short-, medium-, and long-term goals, using mutual funds, ETFs, bonds, and equities with periodic portfolio reviews. The firm also manages held-away participant accounts through the Pontera platform, and offers an estate-planning workflow via Wealth.com to coordinate document creation alongside its planning process.
Several features noted in the firm’s disclosure distinguish it from many peers: its ADV discloses use of endorsements and testimonials in advertising, it is affiliated with an accounting entity (Welch Tax Services, LLC) that provides tax preparation and planning under separate agreements, and it runs periodic educational seminars and workshops (a third-party marketing firm charges $49 per class and the firm does not receive that fee).
Client services
Expertise
Fee options
Financial planning fixed fees ranging from $2,500 to $20,000; estate planning flat fees negotiated through Wealth.com.
$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% Over $3,000,000+: 0.75% (flat)
Hourly financial planning fees ranging from $350 to $500 per hour.
Account minimum: $1,000,000 Fee-only: Financial planning fees may be fixed fees ranging from $2,500 to $20,000; hourly fees range from $350 to $500 per hour; ongoing financial planning fees are negotiated and defined in agreement.
Main office
1790 38th Street, Ste. 205
Boulder CO 80301
Advisors at this office
3
Most active in
Colorado · Florida · Louisiana
Also doing business as
Welch Financial Planning & Insurance · Welch Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Lisa C
CFP®, Series 63, Series 66
Boulder, CO
Welch Financial Planning, LLC
Lisa Cowan is a CFP® professional with 11 years of industry experience, currently serving at Welch Financial Planning, LLC. Her prior roles include positions at WealthPLAN Partners and Cambridge Investment Research. Outside of advisory work, she is involved in managing rental properties. Welch Financial Planning advises individuals, trusts, estates, charitable organizations, and business entities with a focus on retirement investing and income generation. The firm employs a “Bucket System” to allocate assets across different time horizons and offers comprehensive financial planning and portfolio management services.
Tron W
CFP®, Series 66
Boulder, CO
Welch Financial Planning, LLC
Tron Welch is a CFP® with 24 years of industry experience and currently serves at Welch Financial Planning, LLC. His prior experience includes roles at WealthPLAN Partners and Cambridge Investment Research Advisors. Outside of advisory work, he volunteers as a Membership Lead for Team Rubicon, assisting in training and disaster relief efforts. Welch Financial Planning advises individuals, trusts, estates, charitable organizations, and business entities with a focus on retirement investing and income generation. The firm employs a “Bucket System” for asset allocation and offers integrated financial planning alongside discretionary and non-discretionary portfolio management.
Ryley C
Series 65
Boulder, CO
Welch Financial Planning, LLC
Ryley Cowan is a financial advisor at Welch Financial Planning, LLC in Boulder, CO, holding a Series 65 credential. He has been with Welch Financial Planning since 2023 and has prior experience at Castle Real Estate Group. Welch Financial Planning serves individuals, trusts, estates, charitable organizations, and business entities with a focus on retirement investing and income generation. The firm uses individualized financial plans and a “Bucket System” for asset allocation across different time horizons, offering both portfolio management and integrated financial planning services.
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