Weldon and Weldon Financial Coaching
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Weldon and Weldon Financial Coaching provides financial planning and consulting services, serves as a liaison/solicitor to a third‑party manager (Matson Money), and offers ERISA 3(21) retirement‑plan advisory support for plan sponsors. The firm does not exercise discretionary trading authority or directly place securities transactions and reported no assets under management as of the brochure date.
When recommending the Matson Money platform or other third‑party managers, Weldon and Weldon evaluates and monitors those managers’ investment programs and delivers full and ongoing financial plans; investment execution and custody are performed by the third‑party manager and its designated custodians. The firm’s advisory work combines qualitative client‑focused analysis and quantitative methods and can include facilitation of estate‑planning documents through a third‑party technology provider.
Distinctive aspects include the principals’ active roles as licensed insurance agents and brokers and the firm’s receipt of insurance commissions and referral/management fees from Matson Money—relationships disclosed in the brochure and described as potential conflicts the firm seeks to mitigate. Operating primarily as a solicitor/ERISA 3(21) advisor without a direct discretionary portfolio‑management function or client assets, while maintaining insurance brokerage activities, is atypical among supported firms in this category.
Client services
Occupation focus
Fee options
Financial planning fees range from $250 to $5,000 for full financial plans
$0 - $1,000,000: 0.99% annually $1,000,001 - $4,000,000: 0.75% annually $4,000,001+: 0.50% annually
Commission fees from fixed insurance products (initial, renewal, and trailing commissions vary by product)
Ongoing financial planning service fees range from $250 to $25,000 annually, billed monthly in advance
Main office
21093 Ny-12F
Watertown NY 13601
Advisors at this office
2
Most active in
New York
Also doing business as
Weldon And Weldon Financial Coaching · Weldon And Weldon Financial Coaching, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Carolyn W
Series 65
Watertown, NY
Weldon and Weldon Financial Coaching
Carolyn Weldon is a Series 65-licensed financial advisor with six years of industry experience. She is currently with Weldon and Weldon Financial Coaching, where she has worked since 2020, and previously worked at Bull Harbor Capital. Outside of her advisory role, she serves on the board of the Flower Memorial Library and is a member of the Patient & Family Advocacy Council at the Walker Cancer Center in Watertown, NY. Weldon and Weldon Financial Coaching provides financial planning and consulting services, acting as a liaison to third-party managers and offering ERISA 3(21) retirement-plan advisory support for plan sponsors. The firm combines client-focused qualitative analysis with quantitative methods and does not exercise discretionary trading authority or maintain assets under management.
Jeffry W
Series 63, Series 65
Watertown, NY
Weldon and Weldon Financial Coaching
Jeffry Weldon is a financial advisor with Weldon and Weldon Financial Coaching in Watertown, NY, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes long-term roles at Park Avenue Securities LLC and Guardian Life, as well as extensive experience operating as a sole proprietor. Weldon serves on the board of the Minna Anthony Common Nature Center. Weldon and Weldon Financial Coaching provides financial planning and consulting services, acting primarily as a liaison to third-party managers like Matson Money and offering ERISA 3(21) retirement-plan advisory support. The firm focuses on client analysis and financial planning while investment execution is handled by third-party managers, and it operates without discretionary trading authority or directly managing client assets.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)