Wellfin360
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wellfin360 is a fee-only independent investment adviser that works with individuals, high‑net‑worth clients, charitable organizations, and small businesses. The firm provides discretionary portfolio management (primarily using mutual funds and ETFs), comprehensive financial planning on ongoing or project bases, and educational seminars and speaking engagements.
The firm’s investment work is asset‑allocation driven, relying largely on passive funds while incorporating third‑party model portfolios and outside managers where appropriate, and it conducts portfolio reviews on a regular (quarterly) basis. Financial planning is tailored by client type through tiered service levels — including offerings for emerging professionals, growing families, and business owners — and the firm now also offers hourly planning for discrete questions.
What distinguishes the firm from many solo independent advisers is its regular delivery of public and organizational workshops and speaking engagements as part of its financial‑education focus, a service relatively uncommon among peers. The firm’s principal brings institutional custody and accounting experience and maintains complementary business‑advisory and nonprofit financial‑education activities, which shape the firm’s emphasis on business‑owner planning and financial literacy despite its small, boutique client base and modest AUM.
Client services
Expertise
Occupation focus
Fee options
Project-based financial planning: $1,500 to $3,000 fixed fee for a Comprehensive Financial Plan
$0 - $250,000: 1.00% $250,001 - $500,000: 0.90% $500,001 - $1,000,000: 0.80% $1,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001 - $20,000,000: 0.50% $20,000,001+: 0.45%
$200 per hour for discrete financial planning questions or topics
Ongoing Financial Planning monthly fees: $120-$150 (Emerging Professionals), $220-$400 (Growing Families and Mid-Career Professionals), $500-$750 (Business Owners and Self-Employed Professionals)
Fee-only: Fee-only advisory firm; all compensation from clients for advisory services; no commissions or sales-related compensation.
Main office
Lynnfield MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Wellfin360 · Wellfin360 LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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