Clearwater, FL Office

Wellington Consulting Services provides discretionary and non‑discretionary investment management and retirement‑plan consulting to individuals, plan participants, and company‑sponsored retirement plans. The firm routinely accepts ERISA fiduciary roles, including Section 3(38) investment manager responsibilities, and offers participant‑level advisory options alongside plan‑sponsor consulting.

The firm emphasizes low‑cost implementation, frequently using no‑load mutual funds, index funds and ETFs and employing diversified model portfolios mapped to clients’ risk tolerance and time‑to‑retirement with periodic rebalancing. For ETF solutions it uses Schwab Institutional Intelligent Portfolios to assign automated model allocations while retaining the ability to adjust assignments and portfolio compositions manually.

Wellington’s scale and operating model are distinctive: the ADV reports roughly 9,300 clients served by nine advisors (well over 200 clients per advisor, and in this case exceeding 1,000 per advisor), reflecting a platform‑and participant‑oriented service approach rather than a small, high‑touch private‑client practice. The firm’s owners also operate affiliated third‑party administrators (Wellington Retirement Solutions and Everington Consulting), and affiliated arrangements — including an endorsement relationship between the TPA and the American Association of Orthodontists and the ATLAS‑401(k) product that supports third‑party RIAs — integrate pension consulting, recordkeeping, and fiduciary services.