San Luis Obispo, CA Marsh St, Stes 200 & 300 Office

Alex Sanchez is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities for 11 years before joining Wells Fargo in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options that include both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Ranajay Ghosh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, and New York Life, as well as experience outside the financial sector in companies such as Barycenter Foods and Guitar Center. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Efrain Vera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he is involved in managing a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Tingting Wu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, no additional activities are noted. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Armando Campos is a financial advisor with Wells Fargo Clearing in Montecito, CA, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Shawn Arner is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following positions with Wells Fargo Advisors, LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related products and bank deposit sweep options among its investment offerings.

Jorge Lozano is a financial advisor with Wells Fargo Clearing in Oxnard, CA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2022 and has prior experience with Wells Fargo Clearing Services, LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Berenice Garcia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she serves as treasurer for the Nipomo Youth Softball League. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in a modern portfolio theory approach and including a broad range of financial product options.

Rigoberto Pena Rankin is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and also operates BMA Wines. Outside of his advisory role, he serves as Treasurer and Finance Committee Chair on the board of the San Luis Obispo Country Club. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its diversified investment strategies.

Jeffrey Brown is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He has prior experience with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has worked since 2001. Outside of his advisory role, he owns a small business that rents reusable moving boxes in San Luis Obispo, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menu.

Kyle Hunt is a financial advisor at Wells Fargo Clearing with Series 66 credentials and no prior industry experience. He has been associated with Wells Fargo Bank since 2014 and operates a fitness business, Heat Fitness, since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment strategies.

Jessica Tosti is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked with Wells Fargo Advisors and Wells Fargo Bank NA. Outside of her advisory work, she owns and operates a cattle and agriculture business, J. Tosti Farms LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines broker-dealer and advisory solutions, leveraging research and analytics to support its investment offerings.

Joel Goldberg is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Wells Fargo entities since 2012, including a decade at Wells Fargo Clearing. Based in San Luis Obispo, California, Goldberg's background is rooted entirely in the Wells Fargo organization. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Eustice is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, Bank of America, and The Investment House LLC. Outside of his advisory role, he serves as a board member and vice president for two S-corporations managing book royalty assets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research-driven investment processes and offers both brokerage and advisory solutions on a large scale.

Jose Rubio is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at JP Morgan Securities, Bank of America, and Merrill Lynch. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.