Wells Financial Management, LLC

Wells Financial Management, LLC is a sole‑owned, single‑advisor registered investment adviser that provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, and entities such as corporations, trusts, estates and charitable organizations. The firm manages approximately $132.7 million in client assets and works primarily with individual and high‑net‑worth households.

The firm constructs diversified, asset‑allocation portfolios guided by economic scenario analysis and uses mutual funds, ETFs, individual equities and fixed‑income securities; it also may include alternative strategies and apply ESG considerations when appropriate. Management is generally discretionary, with clients able to impose written restrictions, and accounts are reviewed and rebalanced on an as‑needed basis.

Operationally, the firm routinely requires clients to custody assets at Charles Schwab and discloses that this directed brokerage requirement may affect execution choices, while it also aggregates trades and allocates average pricing across participating accounts. The adviser operates with a single principal who conducts account reviews, may use standing letters of authorization for third‑party transfers under specified safeguards, and may waive financial planning fees for clients who engage its portfolio management services and meet the firm’s account criteria.