Zermatt Wealth Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$202,183,505
Clients
260
Advisors
1
of 5 employees
About
Zermatt Wealth Advisors is an SEC‑registered, fee‑only firm that provides personalized wealth planning and investment management to individuals, retirement plans, trusts, estates, charitable organizations and small businesses. Its service offerings include discretionary and nondiscretionary portfolio management, ETF‑only model portfolios, 401(k) consulting, and ad‑hoc hourly or fixed‑fee planning engagements.
The firm manages approximately $206.9 million in client assets and uses an asset‑allocation framework informed by third‑party research, periodic rebalancing, and individualized investment policy statements; it provides regular reporting and tax‑related account information. Zermatt discloses the potential for recommending rollovers from employer plans to IRAs and offers multiple billing formats (asset‑based, flat and hourly) while operating under fiduciary obligations and a documented Code of Ethics.
A distinctive feature is that Zermatt is affiliated with another SEC‑registered adviser (Zermatt Wealth Partners LLC) and operates multiple advisory entities under common ownership with shared board members, a structure the brochure highlights and addresses through governance and compliance procedures. The firm also notes capabilities less common among similarly sized advisers — including advisory work on private equity, fund‑of‑funds and futures funds — while maintaining an ETF portfolio service targeted at smaller accounts alongside its core wealth‑planning practice.
Client services
Expertise
Occupation focus
Fee options
Flat Management Fees with a minimum annual retainer fee of $1,000; Flat (Fixed) Consultation Fees determined by scope of project, fully earned upon signing.
$0 - $1,000,000: 1.0% (Conservative Accounts) $1,000,001 - $3,000,000: 0.50% (Conservative Accounts) $3,000,001 - $6,000,000: 0.30% (Conservative Accounts) Over $6,000,000+: 0.20% (Conservative Accounts) $0 - $1,000,000: 1.25% (Equity & Balanced Accounts) $1,000,001 - $3,000,000: 0.80% (Equity & Balanced Accounts) $3,000,001 - $6,000,000: 0.60% (Equity & Balanced Accounts) Over $6,000,000+: 0.40% (Equity & Balanced Accounts)
Hourly fees range from $100 to $500 per hour depending on staff billing rates and scope of services.
Minimum fee: Minimum annual retainer fee of $1,000 for flat management fees. Fee-only: Fee-only wealth advisory and investment management firm; no commissions.
Main office
2251 San Diego Ave, Suite B 257
San Diego CA 92110
Advisors at this office
1
Most active in
California · Colorado · Florida · Illinois · North Carolina · Ohio · Texas · Virginia
Also doing business as
Fat Cat Wealth · Wfa Of San Diego · Wfa Of San Diego, LLC · Zermatt Wealth Advisors · Zermatt Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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