Wheeler Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Wheeler Financial Planning provides advisory services to individual clients by directing them to third‑party investment advisers, primarily placing client assets in mutual funds and fixed‑income securities. The firm operates on a non‑discretionary basis, meaning it refers and reviews investments rather than exercising trading authority over client accounts.
The firm's approach is grounded in modern portfolio theory and a passive, buy‑and‑hold orientation with a long‑term trading focus; it conducts due diligence on selected third‑party advisers and monitors their ongoing performance. Wheeler does not execute trades or take custody of client assets, and clients receive account statements directly from their custodians.
Distinctive features disclosed in the brochure include the firm’s reliance on a single third‑party mutual fund manager for client investments and a fee‑sharing arrangement with that manager, a relationship the firm acknowledges as a potential conflict of interest. The firm also notes recent operational changes (it no longer maintains an active website and has discontinued Portfolio MRI services) and discloses the owner’s unrelated business activities, which are not offered to clients.
Client services
Expertise
Fee options
0.99% annually
Main office
90 Mb Corporate Park Ct
St. Charles MO 63301
Advisors at this office
1
Most active in
Missouri · Texas
Also doing business as
Wheeler Financial Planning LLC · Wheeler Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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